ArcaMax

Dear Toni,

My husband, Jason, is a retired veteran and never enrolled in Medicare because he uses the VA for his medical care and does not have to pay the Medicare premium. He is having heart issues and wants to go to a local cardiologist. The doctor’s office advised that he enroll in Medicare since this office will not bill the VA facility ...Read more

SAN JOSE, Calif. — Maureen Spranza marked her retirement with a party in August 2024. By December of 2025, the 60-year-old was back at work, “un-retiring” as rising costs made retirement unaffordable. She now holds three jobs.

Moving from celebration to working six days a week was difficult and disappointing, she said, and meant putting ...Read more

BALTIMORE -- Maryland lawmakers are considering an unprecedented number of bills addressing the quality and nature of elder care as the state grapples with a growing senior population.

With the number of Marylanders 65 or older growing at more than 3% per year — more than four times the rate of the rest of the population — and costs for ...Read more

BALTIMORE -- Maryland lawmakers are considering an unprecedented number of bills addressing the quality and nature of elder care as the state grapples with a growing senior population.

With the number of Marylanders 65 or older growing at more than 3% per year — more than four times the rate of the rest of the population — and costs for ...Read more

Toni:

When I first enrolled in Medicare in 2019, I picked Medicare Supplement Plan F. In February of 2024 I was approached by a telemarketer on my cell phone who talked me into a Medicare Supplement Plan K because this plan had lower premiums than Plan F. I could change because I was in good health at that time.

March of 2025, I was ...Read more

She’s big, bold and beautiful, with elegant, contemporary lines; modern statement art bringing color, movement and a sense of joy to public rooms, stairwells and corridors; and a gastronome’s dream scenario of options, flavors and indulgences when it comes to food, from seafood and steak to teppanyaki and hot pot and more.

Star Princess. ...Read more

LONDON — As we move into midlife, issues such as joint pain, osteoporosis and stress fractures become increasingly common, making this a crucial time to take a more proactive approach to bone health.

Hormonal changes during menopause, along with a natural decline in activity levels, can all contribute – but the good news is that simple ...Read more

Hi, Toni:

I’m turning 65 in May and having an issue trying to enroll in Medicare since my Social Security account is locked. Two years ago, someone falsely filed a tax refund with my Social Security number. Now anything that involves me or my spouse’s Social Security number, credit report or IRS information is locked and cannot be accessed....Read more

Many people strive to achieve $1 million in savings before they reach retirement, but the reality is that most Americans struggle to meet that savings threshold. Average retirement account balances for those aged 55-64 averaged about $271,000 at the end of 2024 in plans administered by Vanguard, according to the asset management giant.

There’...Read more

SAN JOSE, Calif. — For Deo Agustin, 54, caregiving doesn’t stop when her workday as an in-home childcare provider ends — it simply shifts. Agustin cares for her 79-year-old mother, a job she’s proud of but that she said has worn on her sense of well-being.

“Mentally, it’s definitely taking a toll,” she said.

An increasing number...Read more

Hello, Toni:

I am a 68-year-old male on a Medicare Advantage plan through my last employer. How does the new TrumpRx plan fit into Medicare? Currently, Express Scripts manages my Part D plan.

Thank you, Toni.

—Mike from Cypress, Texas

Hi, Mike:

On Feb. 5, 2026, TrumpRx, the...Read more

He was a surgical oncologist at a hospital in a Southern city, a 78-year-old whose colleagues had begun noticing troubling behavior in the operating room.

During procedures, he seemed “hesitant, not sure of how to go on to the next step without being prompted” by assistants, said Mark Katlic, director of the Aging Surgeon Program at Sinai ...Read more

GENEVA — Regular reading, having a command of more than one language, remaining fit or at least physically active, healthy eating, and sleeping well earlier in life have all been linked in recent years to preventing dementia or at least delaying its onset among those whose family history implies susceptibility.

According to researchers at ...Read more

Hapag-Lloyd’s 500-passenger luxury ship MS Europa 2 knows the devil is in the details.

Pots of fresh orchids grace the suites, all of which are outside and with private verandas. The bank of closets, stocked with robe, bedroom and spa slippers, beach towel and branded tote bag, rivals the space found inside a large home. Not only does the ...Read more

Hello Toni,

I delayed enrolling in Medicare Part B because I was working with employer benefits. Recently I turned 70 and am retiring effective Jan. 1. I have enrolled in a Medicare Supplement Plan G and Part D prescription drug plan that also begin Jan. 1.

Now my Medicare stress has started, because I have ...Read more