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Many Americans retiring after 65 and leaving their employer health insurance plan are discovering that they have to prove they had “creditable drug coverage” when enrolling in their new Medicare Part D prescription drug plan. (Dreamstime/TNS)

Toni Says: How to avoid Medicare’s Part D penalty

Senior Living / Toni Says /

Hello Toni,

I delayed enrolling in Medicare Part B because I was working with employer benefits. Recently I turned 70 and am retiring effective Jan. 1. I have enrolled in a Medicare Supplement Plan G and Part D prescription drug plan that also begin Jan. 1.

Now my Medicare stress has started, because I have ...Read more

Social Security and You: Your Friends and Neighbors Are Wrong!

Here is a bit of advice from a guy who gives Social Security advice for a living. Don't take any advice from your friends or neighbors about Social Security. It's always wrong!

OK, it's not always wrong. But I've learned from many thousands of readers over the years that it's wrong often enough to make it wise to heed my warning: When it comes ...Read more

Nhat V. Meyer/Bay Area News Group/TNS

Americans are living longer but are unsure they want to see 100

SAN JOSE, Calif. — For David Lincer, 67, the question of longevity once felt straightforward. He initially imagined living to 93 — close to the national ideal of 91, according to a recent survey. Now, numbers matter less to him than his physical health.

“I’m not interested in living life out in a bed just to say I made it to 100,” ...Read more

Laurie Skrivan/St. Louis Post-Dispatch/TNS

At 90, Catholic sister can still 'move mountains'

BROOKLYN, Ill. — Sr. Julia Huiskamp, all 4 feet and 10 inches of her, oversees everything at the Thomas Terry Community Center: the food pantry, the child care, the fundraising — even the transportation. Her resourcefulness has been honed over six decades as a social worker.

Huiskamp, now 90, has barely slowed from overdrive in a life spent...Read more

Elías Valverde II/The Dallas Morning News/TNS

How art is bringing ‘joy, celebration’ to Dallas’ affordable LGBTQ senior living center

DALLAS -- When Troy Comardelle steps outside his apartment, one of the first things he sees is a sprawling blue-themed mural lush with flowers and wildlife.

He said it inspired him to be more adventurous with the decor in his own apartment.

“I just went with very bright primary colors and I have that very tall ceiling, … so I was able to ...Read more

Medicare refers to the federal health program as “Original” Medicare but it's also called

Toni Says: What is "Traditional" Medicare?

Senior Living / Toni Says /

Good morning, Toni:

I have been reading your Medicare column, and now I need your Medicare help. I am retiring when I turn 65 in April. I was hospitalized in November of 2025 with a triple bypass surgery. Last week I talked with the office manager at my cardiologist’s office about enrolling in Medicare and what I should do. She said for me ...Read more

Social Security and You: Babies of "Notch Babies"

This is going to be a column about the infamous "notch babies." I thought this issue had died, because frankly, almost everyone affected by this glitch in Social Security law has died. (The few still alive would be over 100 years old.) But amazingly, I am now hearing from the babies of notch babies! In other words, people now in their 70s are ...Read more

Jose F. Moreno/The Philadelphia Inquirer/TNS

In ‘Steel Magnolias,' some of the cast has worked together for 50-plus years

PHILADELPHIA — In a small fictional town in Louisiana, the six women centered in "Steel Magnolias" have forged a community among — and an ever-deepening relationship with — each other. In a real town in southeastern Pennsylvania, a group of women who have worked together for decades are bringing those characters and those deep bonds to ...Read more

Giuseppe LoPiccolo/Pittsburgh Post-Gazette/TNS

90-year-old artist thanks her caregivers with portraits after her recovery

PITTSBURGH — Nurse Lacey Williams noticed Eva Lu Damianos' unique jewelry and clothing while the 90-year-old was recuperating from a broken leg this summer.

She could tell Damianos was "artsy," she said.

How artsy? She had no idea.

Damianos, a painter who has exhibited her work in galleries and at the Carnegie Museum of Art, was in the ...Read more

Amanda McCoy/Star-Telegram/TNS

Loved ones, favorite songs and a soothing bath. Death was just as she planned it

FORT WORTH, Texas -- Laura Williams was a planner. She planned for the butterflies she raised in her backyard in Duncanville, Texas. She planned for power outages at her home, buying a portable generator just in case. She even planned her death.

Shortly after Williams went to the hospital with stroke-like symptoms, she decided to work with a ...Read more

Olga Demina/Dreamstime.com/TNS

Virtual reality aims to help these seniors fight loneliness one headset at a time

DALLAS -- In a Dallas retirement home, Theresa Steward is skydiving. She squeals and yelps as the ground rushes up and snow-capped mountains slide past. Her body lurches forward, and she grabs at the air to steady herself. After landing safely, she appears relieved but exhilarated.

It may seem impossible to do what she has just done. But that ...Read more

If you need help rectifying your Social Security and Medicare issues, then talk with your area’s congressional office, writes Toni King. (Roman Gramotenko/Dreamstime/Tribune Content Agency)

Toni Says: Help! Who do I contact with a serious Medicare enrollment issue?

Senior Living / Toni Says /

Toni:

On November 6, when the government was still shut down, I turned in my Medicare enrollment forms signed by my employer to the local Social Security office. I never received anything from Social Security about being enrolled, so I went back to the office and found out that my paperwork was lost. I refiled a copy of the forms...Read more

Social Security and You: Social Security Clickbait

I'm sure you've seen these little teaser links on the Internet that can sometimes be too irresistible to ignore. They have catchy titles like "20 Celebrities Who Have a Secret Past" or "10 Common Foods That Will Kill You." This kind of come-on is called "clickbait." Frequently, it's a form of false advertising that is designed to entice people ...Read more

QualitDesign/Dreamstime/TNS

Solving the home care quandary

You’re ready to leave the hospital, but you don’t feel able to care for yourself at home yet.

Or, you’ve completed a couple of weeks in rehab. Can you handle your complicated medication regimen, along with shopping and cooking?

Perhaps you fell in the shower, and now your family wants you to arrange help with bathing and getting dressed....Read more

QualitDesign/Dreamstime/TNS

Solving the home care quandary

You’re ready to leave the hospital, but you don’t feel able to care for yourself at home yet.

Or, you’ve completed a couple of weeks in rehab. Can you handle your complicated medication regimen, along with shopping and cooking?

Perhaps you fell in the shower, and now your family wants you to arrange help with bathing and getting dressed....Read more

Aaron Bolton/Montana Public Radio/KFF Health News/TNS

Homeless shelters for seniors pop up, catering to older adults' medical needs

SANDY, Utah — Just outside Salt Lake City sits an old, two-story, brick hotel. It’s been given new life as a homeless shelter for seniors. The Medically Vulnerable People shelter — or MVP shelter, as it’s known — is for people 62 and older or for younger adults with chronic health issues.

Residents share rooms designed to be ...Read more

WITT/TNS

Travel Trending with Kathy Witt: Put these play-cations on your 2026 adventure travel calendar

On stage, at the beach and in the mountains: New, enriching and sometimes life-changing experiences wait for you in the new year. Here are three play-cations, each a unique and original journey that promises not only an adventure but a way to reconnect with yourself and the world through art, camaraderie and peaceful solitude.

‘Come From Away...Read more

Scott Olson/Getty Images North America/TNS

Older Americans quit weight-loss drugs in droves

Year after year, Mary Bucklew strategized with a nurse practitioner about losing weight. “We tried exercise,” like walking 35 minutes a day, she recalled. “And 39,000 different diets.”

But 5 pounds would come off and then invariably reappear, said Bucklew, 75, a public transit retiree in Ocean View, Delaware. Nothing seemed to make much...Read more

Scott Olson/Getty Images North America/TNS

Older Americans quit weight-loss drugs in droves

Year after year, Mary Bucklew strategized with a nurse practitioner about losing weight. “We tried exercise,” like walking 35 minutes a day, she recalled. “And 39,000 different diets.”

But 5 pounds would come off and then invariably reappear, said Bucklew, 75, a public transit retiree in Ocean View, Delaware. Nothing seemed to make much...Read more

Page 56 of the 2026 Medicare & You handbook, under “Paying for long-term care,” discusses how important it is to plan properly to maintain your independence and receive the proper care in the facility you desire. Medicare only pays for medically necessary skilled nursing facility care or for home health care if you meet certain conditions. (Dreamstime/TNS)

Toni Says: Can’t qualify for a long-term care plan due to health issues … What do I do?

Senior Living / Toni Says /

Morning, Toni:

Recently, you wrote a Medicare column about various life policies available after 65, and I have a retirement insurance question.

In June, I’m retiring when I turn 70 and my wife, Anna, will be 68. Our retirement insurance issue is that recently we applied for a long-term care plan and were both denied due to our health issues...Read more

 

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