As my regular readers know, I sometimes worry that I am getting too repetitious -- giving the same answers to the same questions that I've been getting for the 20-plus years that I've been writing this column.
Several readers have told me to stop fretting. They point out that more often than not, new readers are learning a lot. And even long-...Read more
Social Security plays an especially important role in providing economic security for women. In the 21st century, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation's history. But, women face greater economic challenges in retirement. Women:
- Tend to live longer ...Read more
It may surprise some of my readers to learn that about 10 percent of Americans work at jobs that are not covered by Social Security. Usually these are state and local government jobs. Why is that? Because back when Social Security laws were enacted in the 1930s, Congress felt that they could not force a federal pension plan (Social Security) on ...Read more
Are you changing your name? If so, let Social Security know so we can update your information, send you a corrected card, and make sure you get the benefits you've earned.
To change your name on your card, you must show us documents proving your legal name change and identity. If you are a U.S. citizen, you also must show us a document proving...Read more
Carol Alexander received a phone call from Sacramento County's Meals on Wheels program recently and it wasn't her usual case worker.
Alexander, 83, said she was hit with a barrage of about a half-dozen questions she considered invasive or unnecessary: What is your sex? Do you still associate with your gender? Are you heterosexual? Are you ...Read more
I am always amazed by the emails I get from older senior citizens trying to help their children deal with Social Security issues. I am talking about parents in their late 80s and beyond who are asking Social Security-related questions on behalf of their 60-something "kids."
Gosh! I sometimes feel out of place offering advice to my 42-year-old ...Read more
Work means different things to different people, but it can give you a sense of self, a community to rely on, and much-needed structure. Some people define themselves through their careers, while others enjoy the social aspect of their jobs. If you rely on Supplemental Security Income (SSI) payments and want to start working or return to work, ...Read more
By now it's a known fact those of us who call ourselves Baby Boomers are not going quietly into the night.
For one thing, there is strength in numbers ... and according to the AARP, 10,000 of us a day are reaching retirement age - a number projected to continue going up well into 2030.
Also, the estimated 77 million Americans born between ...Read more
I have to constantly remind myself that filing for Social Security benefits is a big deal for almost everyone. After all, it's something you usually do only once in your life. (Although there are some people who might file twice. For example, a woman who applies for retirement benefits in her 60s and then goes back to the Social Security office ...Read more
Many people working nowadays have more than one job, so it's not uncommon for them to have several sources of income. Owning multiple small businesses, seasonal jobs and the gig economy add to the mix - and complexity - of our modern day economy. It's important to keep in mind that having multiple sources of income can sometimes affect your ...Read more
I was convinced I would become an adult when I turned 21. But now, I'm certain that turning 65 was the watershed moment that finally grew me up.
I'm pleased as pomegranate punch to be 65 - and alive. Not just alive and breathing, but actively engaged in making the right choices about this next chapter.
"We enter this phase of life ...Read more
So your last child has left home for college or other adventures. Now, the house is quiet. Too quiet.
No doubt the empty-nest phase of life requires a transition. There's less rush this fall to fill the calendar with activities and appointments. Along with adjustments in your routines, and likely a few tears, now what?
Perhaps it's time to ...Read more
Don't believe that marijuana is a performance-enhancing drug? The septuagenarian pot queen of E. 24th St. begs to differ.
Gloria Ginsberg, 76, says she lifts weights, walks on a treadmill and smokes pot. A lot of it.
"I'm happier than a pig in (expletive)," Ginsberg told the Daily News. "I've still got it."
The Bronx ...Read more
Women expect their hair to turn gray as they age, but they may be far less prepared for another ego-challenging aspect of aging: Their hair falls out.
You can cover gray with dye, but it's harder to disguise the sparsely covered scalps that millions of women start to notice in their 50s and 60s. Some unlucky ones have thinning hair long before ...Read more
Anita N. Martinez may be 92 years old, but she's not ready to slow down.
She visits her namesake studio, dressed in bright pink from head to toe, on a recent day. New and returning dancers are auditioning for a spot in the group.
"It's so good to see you," she says and smiles at one child and her mother. She offers hugs, connecting ...Read more
Tom and Rosemary Ryan's story parallels the story of Down syndrome these past 59 years.
Not only has the couple lived the joy, challenge and learning curve that accompanies raising a child with special needs, they've dedicated their lives to pioneering change in governmental support, educational opportunities and societal views.
"A lot ...Read more
Q: I don't understand. I was getting Social Security disability benefits. But I found a job that I could do. It paid me not much more than minimum wage. But because I made about $18,000 last year, I ended up losing my disability. Yet I just read a story about someone who won $50,000 in our state lottery. This person was getting disability ...Read more
As humans grow older, their lives usually get less physical. Those 55 and older do a lot more sitting. They are much less active. The problem with this is that important ranges of motion can be lost, the joints and muscles atrophied by lack of use. Bodies become stiff. The stiffness makes it harder, even more painful, to do the same simple ...Read more
"Isn't it splendid to think of all the things there are to find out about? It just makes me feel glad to be alive–it's such an interesting world. It wouldn't be half so interesting if we know all about everything would it?" –Anne Shirley
Meet characters from fiction and history, eat a gastronome's dream dishes, seize unexpected ...Read more
I have written many columns cautioning people to not play around too much with their Social Security benefits by trying to squeeze every last nickel out of their nest egg.
And I know where the compulsion to do this comes from. Senior citizens are barraged with messages in the mail, in media and online, telling them that they are missing out on ...Read more