Senior Living
/Health
/ArcaMax
Social Security and You: Why Are There So Many Rules?
People frequently ask me one of two rhetorical questions. Sometimes they will say, usually out of frustration, "Why is Social Security so complicated?" Even though they were probably not looking for an answer, I give them one anyway. I point out that Social Security is complicated because life is complicated. If we all lived simple lives, got ...Read more
Study: Taking a daily multivitamin may slow down biological aging
LONDON — Taking a daily multivitamin may slow down biological aging, a study has suggested.
Experts calculated that two years of daily vitamins cut biological aging by about four months on average.
Biological aging refers to how old the body is in terms of health and function rather than the number of years a person has lived.
Previous ...Read more
‘A nightmare to think about.’ Driving behavior may be early warning sign of dementia
FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.
Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.
It wasn’t the first time.
“There are ...Read more
'A nightmare to think about.' Driving behavior may be early warning sign of dementia
FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.
Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.
It wasn’t the first time.
“There are ...Read more
A new Medicare option for weight loss drugs: What older Americans should know
Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.
The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more
A new Medicare option for weight loss drugs: What older Americans should know
Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.
The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more
Toni Says: Help, I’m stuck in a Medicare Supplement that is too expensive!
Hello Toni:
My question is: I understand that I am not able to change to a Medicare Advantage plan and have to wait until the enrollment time in the fall. I have a Medicare Supplement Plan F that renewed in March for $422 a month and am searching on medicare.gov for a Medicare Advantage plan that covers my ...Read more
Social Security and You: Forbes Column Full of Holes
A recent edition of Forbes Magazine included an article called "Seven Ways Social Security Benefits are Unfair." It went on to list various ways that Social Security payouts are supposedly actuarially indefensible and unjust. Sadly, many of them were not well thought out. In today's column, I have enough space to cover only a few.
Forbes ...Read more
Toni Says: Why is the nurse’s visit for home healthcare only 20 minutes once a week ?
Dear Toni:
My mother, Doris, had a heart attack in February and was in the hospital for over a week, with a short stay in a skilled nursing facility until she regained her strength. She needed additional care at home, and her cardiologist ordered home health with a nurse who comes to her apartment at the assisted living facility only once a ...Read more
Toni Says: Why am I being charged an extra $565 a month to enroll in Medicare?
Toni,
I am not sure if I have enrolled in Medicare the right way because I am being charged a Medicare premium of $768 a month beginning June 1 since I turn 65 on June 14. My friend Sue told me that I am being overcharged because she is paying $202.90 a month. I followed how she enrolled in Medicare by going online...Read more
Toni Says: Help, what do I do about changes in income?
Dear Toni,
My wife, Joyce, who is not yet 65, was released from her job in February and our joint income has changed because she is no longer earning $230,000 per year. My Social Security check for 2026 is $4,000 monthly. I began taking my Required Minimum Distributions (RMDs) from my 401(k) when I turned 73 last October. For 2026, Medicare ...Read more
Toni Says: How do I disenroll from Medicare?
Dear Toni,
I need your help! I made a big mistake and enrolled in Medicare when I turned 65 in January due to the marketing phone calls I received, telling me it was time to.
My company’s HR department advised me to disenroll from Medicare because I am still employed with employer benefits. Please explain how to disenroll properly. Thanks, ...Read more






















