Q: I am 73 years old. I never signed up for Social Security, because I just never needed it. I am fortunate enough to be independently wealthy. I inherited a multimillion-dollar business from my father, who had inherited it from his father. We have way more than enough money to live comfortably for the rest of our lives, and to provide nest eggs...Read more
Most people who pay into Social Security work for an employer. Their employer deducts Social Security taxes from their paycheck, matches that contribution, sends taxes to the Internal Revenue Service (IRS), and reports wages to Social Security. However, self-employed people must report their earnings and pay their Social Security taxes directly...Read more
Q: Recently, I was listening to a radio program in which the host described Social Security as a welfare program. He said millions of people are getting benefits they never paid for and don't deserve. I'd like to get your opinion on this. Is Social Security welfare?
A: Well, I guess it all depends on how you define "welfare." If you mean it in ...Read more
You work hard for your money. You're saving and planning for a secure retirement. Now you need to make sure you're going to get all the money you deserve. Regularly reviewing your Social Security earnings record can really pay off, especially when every dollar counts in retirement.
If an employer did not properly report just one year of your ...Read more
The decadeslong search for effective ways to treat or prevent Alzheimer's disease is littered with failures, leaving 5.7 million Americans already stricken with this form of dementia without a lifeline. The rest of us are left to hope we won't be among the 1 in 10 over 65 who gets the devastating diagnosis.
But precision medicine -- an approach...Read more
Q: Whenever you mention the reduction for early retirement, you always say it is "about one half of 1 percent." So what is it? Is it one half of 1 percent? Or is it something else? Why the ambiguity?
A: In this case, I think my ambiguous answer is better than the facts. And the facts are these: Retirement benefits are reduced five-ninths of 1 ...Read more
When The Club opens later this summer at Lenbrook Atlanta, it arguably will be one of the more well-vetted dining establishments to hit Buckhead in recent memory.
At tasting sessions, residents of the Peachtree Road senior community helped select which dark, light and decaf blends will be served all day in the coffeehouse before it morphs into...Read more
All kinds of people make up this great nation. Seniors, soldiers, individuals with disabilities, and newlyweds - they are the workers, civic leaders, social workers, and artistic creators of countless things and ideas that help us have better lives every day. All of our collective talents and passions create one of the most unique societies in ...Read more
Q: My ex-wife was getting divorced spouse benefits on my account. She recently died. How do I go about getting her benefits added back into my account?
A: There is nothing to add back to your account. Social Security benefits paid to divorced spouses, and for that matter, benefits paid to any dependent spouse or child, are merely add-on ...Read more
In a darkened room, dancers twirl among flower petals, costumed in shimmery, diaphanous gowns on a stage dressed with fanciful carnival masks and movable set pieces - a garden swing, giant teacups and picture frames tilted askew - all in a color palette of white.
If you feel like you've just walked into a Garden of Eden, rejoice: It's "...Read more
For Erin Jakupciak and her two sisters, the path began as it does for so many - with worried conversations, uncertainty and a low rumble of doom.
Their mother, Nancy Kreibich, was strong-willed and independent. When her daughters first noticed her faltering memory, she turned angry and defensive. She stormed out of the doctor's office to avoid...Read more
Getting through airport security can be stressful enough. Add a colostomy bag or artificial joints, and you might get closer scrutiny.
But people with implants or devices can take steps to smooth screening woes by planning ahead.
Susie Leonard Weller, a frequent traveler who lives in Liberty Lake, doesn't want to see people with such concerns ...Read more
Criminals often steal personal identity information because it's worth money across the internet.
That's one lesson learned by Kathy Fleming, 77, at a June 14 seminar on "Taking Charge of Your Digital Security." AARP Washington held the event for about 200 people in Spokane Valley.
Although Fleming is careful when she uses her ...Read more
If you are 55 or older, summer can be a dangerous time for you - especially the summer of 2018, which has had record-breaking heat. Last year, The New York Times said that 2017 was the hottest year on record. This year may end up being even hotter. That's where the danger comes in.
As she approaches her 80th birthday, Ardella Cherry knows she needs to keep her body moving and her spirits up if she has any hope of remaining independent. Halfway through an eight-week class to improve balance and fitness she already feels more confident.
"Getting older can be a process where you feel like you're a hindrance," ...Read more
WINTER PARK, Fla. - Nancy Shutts, 78, first encountered internet memes a couple of years ago when her grandson shared a term paper he wrote for a college class. She couldn't understand what the big deal was about the silly social media images with text - usually related to current events.
"I am so left-brained, this does not mean squat to...Read more
With so many students gone for the summer, teachers may now have time to prepare a different kind of lesson plan. Help students prepare a better future for themselves with practical knowledge about financial planning. There's no better time to let young people know that the younger they start saving, the easier it will be to reach their goals. ...Read more
Vicki Bartholomew started a support group for wives who are caring for a husband with Alzheimer's disease because she needed that sort of group herself.
They meet every month in a conference room at a new memory-care facility in Nashville called Abe's Garden, where Bartholomew's husband was one of the first residents - a Vietnam veteran and ...Read more
The kidney doctor sat next to Judy Garrett's father, looking into his face, her hand on his arm. There are things I can do for you, she told the 87-year-old man, but if I do them I'm not sure you will like me very much.
The word "death" wasn't mentioned, but the doctor's meaning was clear: There was no hope of recovery from kidney ...Read more
Donn Trenner, 91, estimates that two-thirds of his friends are dead.
"That's a hard one for me," he said. "I've lost a lot of people."
As baby boomers age, more and more folks will reach their 80s, 90s - and beyond. They will not only lose friends but face the daunting task of making new friends at an advanced age.