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Social Security and You: Two Social Security Benefits You Never Heard Of
I'm going to give you two words. And I will buy you lunch if you can tell me what connection they have with Social Security.
Here are the words: Pneumoconiosis and Prouty. I bring these words up because I got a "blast from the past" when I was writing last week's column about Social Security "beneficiary identification codes," or BIC codes, as ...Read more
Still skating at 87: Inside a hockey league where age doesn’t stop the game
SAN JOSE, Calif. -- As players in the San Jose Sharks Masters League streak across the ice, Ed Asato trails behind the play, stick ready.
At 87, he still skates in the league’s over-60 division.
Though he isn’t as quick as he was when he first picked up the sport decades ago, his enthusiasm hasn’t faded.
“I’m having fun, and I’m ...Read more
Travel Trending with Kathy Witt: Sailing the 'pura vida' way: Sea Cloud Spirit in Costa Rica and Panama
With their hugging posture and ever-present smile, sloths embody Costa Rica’s pura vida lifestyle like no other creature. As the national symbol of this conservation-minded destination, sloths represent Costa Rica’s commitment to biodiversity and protecting the environment: the pure life.
“You know about pura vida?” asks our tour guide,...Read more
Toni Says: America, beware of Medicare scams!
Toni:
On March 5, I received a Medicare.gov newsletter by email, and I am worried that I may have fraud on my Medicare.gov account. I received my current Medicare summary by mail with a Medicare claim from a medical office that I am not aware of visiting. I’m ...Read more
‘Simply tell the truth’: Miami historian creates Black history textbook for kids
MIAMI — Historian and activist Marvin Dunn’s job is to bring Florida’s Black history to life — whether through his Teach the Truth Tours, the under the Black history tree at Florida International University, speaking at schools about racism and discrimination, or through the many protests he’s held to fight injustices.
Now, Dunn, an ...Read more
Social Security and You: Explaining Social Security 'Claim' Numbers
Q: I am a 78-year-old recent widow. I got my own Social Security number when I was about 20. But since my husband and I started getting Social Security benefits about 15 years ago, the correspondence I got from the Social Security Administration showed my husband's Social Security number with a letter "B" behind it. Somebody at a Social Security...Read more
Toni Says: What are Medicare’s ‘lifetime reserve days’?
Toni:
Why did a hospital medical claims employee ask my husband Steven to sign a form stating that he is aware that he is now in his “lifetime reserve days”? He is waiting for a lung-heart transplant.
Steven went into the hospital in December of last year for congestive heart failure and discovered that his heart and lungs could no longer ...Read more
Social Security and You: Raising the Cap on Taxable Income Has Drawbacks
I have probably written 100 columns about possible Social Security reforms. Well here comes column number 101!
What is prompting my discussion of the issue this time is that a certain reform proposal has been getting a lot of press lately. It is probably the most popular and most supported of all potential Social Security reforms. But there is ...Read more
With Americans regularly scrolling, buying and selling online, there are more ways than ever for fraudsters to steal your hard-earned money
The latest Bankrate Financial Fraud Survey reveals that about 1 in 3 U.S. adults (34 percent) have experienced financial fraud or a scam in the past 12 months, since January 2024. Among them, nearly 2 in 5 (37 percent) lost money.
“Financial scams today come in all shapes and sizes, advancing far beyond the typo-ridden text messages that so ...Read more
When a mare comes calling — in the dining room of a nursing home
FRANKFURT, Germany — Wega carefully places her hooves on the dark laminate floor. Step by step, the small-statured Haflinger mare ventures into the foyer of the nursing home in Bückeburg in Lower Saxony, Germany.
The clacking of the horseshoes draws the first curious glances. "Come closer, she's very careful," calls out Nele Plassmeier to ...Read more
Banks are becoming bulwarks against scams for vulnerable seniors
The first call came just before Thanksgiving last year. She didn’t recognize the phone number, but she answered anyway.
“The person said he was an officer of the Department of Criminal Investigations looking into drug trafficking and money laundering,” the woman recalled. He seemed to know a lot about her: the states where she and her ...Read more
Banks are becoming bulwarks against scams for vulnerable seniors
The first call came just before Thanksgiving last year. She didn’t recognize the phone number, but she answered anyway.
“The person said he was an officer of the Department of Criminal Investigations looking into drug trafficking and money laundering,” the woman recalled. He seemed to know a lot about her: the states where she and her ...Read more
Toni Says: On COBRA after retiring? Enroll in Medicare the right way to avoid a penalty
Dear Toni:
I retired from my employer in July when I turned 67 and enrolled in COBRA, which began August 1, instead of enrolling in Medicare. I was told that COBRA protected me from the Medicare penalty for 18 months.
My sister showed me a topic about Medicare’s Special Enrollment Period in her 2026 Medicare & You Handbook ...Read more
Social Security and You: Simple and Smart Update
Readers are always asking me if I could recommend a good book about Social Security. I always steer them to the best book out there. It's called "Social Security Simple and Smart -- 10 easy-to-understand fact sheets that will answer all your questions about Social Security." And it just happens to be written by yours truly!
I bring this up ...Read more
St. Louis grandma earns national honor for her breakfast gatherings for teens
ST. LOUIS — Peggy Winckowski has a specific love language: breakfast.
So last Wednesday — two days after it was announced she had been chosen by USA Today as one of its “Women of the Year” — she headed to Bishop DuBourg High School to drop off 42 boxes of doughnuts and 10 gallons of milk.
“I wanted to feed my people,” said ...Read more
This 86-year-old baker still rises to the occasion five days a week
PHILADELPHIA -- Deluxe Catering owner Daniel Israel wanted to cook up something special for the 86th birthday of his company’s baker, George Wright, but instead of giving him his flours in the form of a cake, Israel wanted someone to tell Wright’s story.
Enter this columnist, stage left.
While Wright hasn’t announced he’s leavening ...Read more
St. Louis grandma earns national honor for her breakfast gatherings for teens
ST. LOUIS — Peggy Winckowski has a specific love language: breakfast.
So last Wednesday — two days after it was announced she had been chosen by USA Today as one of its “Women of the Year” — she headed to Bishop DuBourg High School to drop off 42 boxes of doughnuts and 10 gallons of milk.
“I wanted to feed my people,” said ...Read more
Toni Says: America’s veterans should enroll in Medicare on time to avoid a costly penalty
Dear Toni,
My husband, Jason, is a retired veteran and never enrolled in Medicare because he uses the VA for his medical care and does not have to pay the Medicare premium. He is having heart issues and wants to go to a local cardiologist. The doctor’s office advised that he enroll in Medicare since this office will not bill the VA facility ...Read more
Social Security and You: Retroactive Benefits Not a Big Deal
I just don't get people's fascination with retroactive Social Security retirement benefits. I can understand that on the surface, the idea of getting a big retroactive check from the government might sound like a financial windfall. But when you think it through, or at least when I do, it just doesn't make much sense.
Before I get to today's ...Read more
California ranks among worst states to retire in. Here’s why
SAN JOSE, Calif. — Maureen Spranza marked her retirement with a party in August 2024. By December of 2025, the 60-year-old was back at work, “un-retiring” as rising costs made retirement unaffordable. She now holds three jobs.
Moving from celebration to working six days a week was difficult and disappointing, she said, and meant putting ...Read more






















