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2021 agenda item: Alleviating college financial agony

Business / Terry Savage /

Whether you are a current college student or dealing with student loans you took out years ago, the coronavirus pandemic has created a special kind of angst. Here’s a look at how current students are being affected and some updates on what’s being proposed by the incoming Biden administration to help you deal with your existing student loan ...Read more

Biden agenda item: Alleviating college financial agony

Business / Terry Savage /

Whether you are a current college student or dealing with student loans you took out years ago, the coronavirus pandemic has created a special kind of angst. Here’s a look at how current students are being affected and some updates on what’s being proposed by the incoming Biden administration to help you deal with your existing student loan ...Read more

Weathering money winter

Business / Terry Savage /

The stock market is looking ahead to the time when COVID-19 will be wiped out by a vaccine. But until then, you and your money must survive a long winter. Hopefully, those most in need will have some help soon from a new stimulus bill. But COVID remains a problem that impacts us personally as well as the entire economy.

I often write about long...Read more

VA loans growing more popular — and no wonder

Business / Terry Savage /

Americans demonstrated their patriotism by voting, and our nation’s veterans demonstrated their love of country by fighting in wars to give us that privilege. A grateful nation created a lasting memorial to their bravery when it established VA loans in 1944 as part of the original Servicemen’s Readjustment Act, better known as the GI Bill of...Read more

Preparing for your own mortality

Business / Terry Savage /

In a time when we wear masks in public, hesitate to embrace and change plans to celebrate the holidays with family, it makes sense to consider our mortality in financial as well as spiritual terms. As the COVID-19 pandemic resurges, we are again faced with the horrible possibility of distanced goodbyes and things left undone. Perhaps you can ...Read more

The election and your finances

Business / Terry Savage /

While the U.S. election focus recently has been on coronavirus, there are some important tax implications that could impact your personal finances. No matter how the vote comes out, you might have just a few weeks to implement some changes because new taxes provisions enacted under the next Congress will likely be retroactive to January 1, 2021....Read more

Special enrollment period helps small biz get health coverage

Business / Terry Savage /

Health insurance for small businesses has become problematic in this staggering economy. Traditional plans require employers to contribute to the cost of premiums and require participation rates that are now difficult to meet amid layoffs.

That’s why this year’s small group special enrollment period running November 15 through December 15 ...Read more

Medicare open enrollment is time to change supplements, but do your homework first

Business / Terry Savage /

Millions of seniors on Medicare have some important decisions to make during the Medicare Open Enrollment period that starts on October 15 and continues through December 7. Lately, that process has been complicated by enticing television and radio ads for Medicare Advantage programs that offer everything from dental and visions benefits to rides...Read more

Women and money: Avoid catastrophic surprises

Business / Terry Savage /

How shocking it is to hear that today’s educated and successful women are still being surprised about marital money issues — whether as a result of death, divorce, illness or betrayal.

Yet these true stories below — all of which I have encountered over the past three months — illustrate a costly deficiency when it comes to personal ...Read more

How to downsize your possessions

Business / Terry Savage /

No one wants your stuff! That’s the inescapable conclusion that aging baby boomers are facing as they plan to downsize by selling the family home. Suddenly the treasures of a lifetime have become an emotional and financial burden.

Boomers still have their grandparents’ china, silver, art and furnishings. But their Gen X, Y and Z children ...Read more

How to shop for pet insurance

Business / Terry Savage /

One happy consequence of the COVID-19 shelter-in-place orders last spring was that animal shelters were emptied by rescuers seeking companionship. Hopefully, it all worked out well for the pets and their new owners. But since this is a personal finance column, it’s also important to note the financial responsibility that comes with pet ...Read more

It’s easier than ever for employers to help pay student loans

Business / Terry Savage /

Help with repayment of student loans is one of the most enticing benefits a company can offer to today’s young workers. And now there’s a new opportunity for employers to act before year-end to take advantage of incentives in the 2020 coronavirus relief law, or CARES Act, that makes tuition repayment benefits even more attractive.

...Read more

 

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