You know the feeling when you reach into the pocket of a coat or pants you haven't worn for a while and pull out a $20 bill? What would it feel like if you pulled out hundreds of dollars? And what if you found money like that month after month?
It's not magic; it can be done. Pin holes in your financial life can turn into massive money-gushers....Read more
Following CD rates in recent years has been a lot like watching paint dry at the bottom of a barrel: little perceptible change in rock-bottom returns.
Yields on certificates of deposit have been in the tank for years, particularly since the pandemic began. But things are about to change.
"The next 12 to to 24 months will be a period of rising ...Read more
Federal student loan interest rates are set to rise for the 2022-23 academic year, following the U.S. Treasury Department’s 10-year note auction on Wednesday afternoon. The new rates will be 4.99 percent for undergraduate loans, 6.54 percent for graduate Direct Unsubsidized Loans and 7.54 percent for PLUS loans. These rates will go into effect...Read more
If you’re looking for an investment with a high interest rate, inflation protection and the safety of government backing, then Series I bonds could be an attractive addition to your portfolio. The interest rate on these bonds increases as inflation rises, ensuring that your payout keeps pace with rising prices and that you don’t lose ...Read more
Stocks, cryptocurrencies and even bonds have tumbled in 2022 as investors react negatively to rising interest rates, soaring inflation and the Russia/Ukraine conflict.
The S&P 500 index has fallen about 16 percent so far this year, while the tech-heavy Nasdaq Composite is down around 26 percent. Popular cryptocurrencies Bitcoin and Ethereum ...Read more
As flights go, it was ordinary. Still, the trip stands out in my memory as one of my all-time favorites. That's because I traveled light.
I flew to Dallas in the morning, participated in a luncheon event, saw the sights in the afternoon and returned home later that evening. It was so simple. No luggage, no baggage check, no carry-on, no ...Read more
US money markets have so far proven resilient amid growing turmoil in so-called stablecoins, although investors remain alert to the risk of problems spilling over into key parts of the world’s financial plumbing.
Some stablecoins are backed by assets like Treasury bills and short-term corporate IOUs — key elements of the dollar funding ...Read more
Though it may seem unlikely, this isn’t the first time the Coney Island Boardwalk, the iconic bun-shaped restaurant, has arrived at a crossroads in Colorado.
Ever since it first went splat on West Colfax Avenue in Denver in 1966, the Brooklyn transplant and hot dog stand has become a local roadside legend.
It's now nestled in the mountains ...Read more
t's a perfect storm for the stock market this year: geopolitical turmoil, high inflation, and higher interest rates in 2022.
And that's driven out many market newcomers, including "meme" stock investors, whose holdings soared and swooned from social media.
"This is a meme stock flush-out, especially for those who were leveraging up to buy ...Read more
Q: I am a remarried widow and live with my husband. I bought our home before our marriage, and only my name is on the deed and mortgage. We agreed to leave the property to my three sons from my first marriage, who would sell the property and divide the proceeds. Should all three sons be added to the deed, or just one son responsible for ...Read more
California could soon help first-time home buyers with their down payments and mortgage costs under a proposed $1-billion program to make homeownership more financially feasible for low- and middle-income residents.
Senate President Pro Tem Toni Atkins (D-San Diego) first introduced the idea last year of the state stepping in to help more ...Read more
I don't know about you, but when I learn some new and amazing household tip that promises to save me time and/or money, well, it just makes my day. I love it! Not all of the tips I get from you, my faithful readers, are brand-new. But since I am not good at keeping 20,000 or more of these delicious little tidbits cataloged in my mind, (yes, you'...Read more
As the disruption to U.S. food supply chains continues to play out in grocery stores and supermarkets, our best proactive move is to know where and how to find basic essentials when prices skyrocket or shelves are empty.
Good news! Finding the essentials you need may not require you to stand in long lines or spend hours clicking through Amazon ...Read more
United Wholesale Mortgage Holdings Corp. on Tuesday said net income dropped 47% year-over-year in the first three months of 2022 as interest rates increased and housing inventory remains constrained.
The Pontiac-based lender that originates mortgages only through independent brokers posted a net income of $453.3 million on $38.8 billion in loan...Read more
If you are generally wary of free stuff, I'm right there with you. Most of the time, I've found that free stuff is like bait. It's a tasty morsel, a big tease with the clear intent of getting us to part with money we have no intention of parting with to get whatever it is that's "free."
But now and then, free is truly free with no strings ...Read more
Bitcoin extended losses, dropping below $30,000 for the first time since July 2021, putting its decline from a November record high to more than 55% amid a global flight from riskier investments.
The world’s largest digital token fell as much as 3.1% to $29,992 in Asian trading. Ether fell as much as 3.7%, while Solana dropped 8.2% and ...Read more
Looking for ways to contribute to your favorite animal charity, beyond making a cash donation? Here are some generous alternatives to consider when you want to support a nonprofit cause you love.
Bequests for wills or trusts
Bequests are simple to implement and easy to change. You maintain the use, benefit, enjoyment, and control of your ...Read more
Bitcoin extended losses, dropping below $32,000 for the first time since July 2021, putting its decline from a November record high to more than 50% amid a global flight from riskier investments.
The world’s largest digital token fell as much as 7% on Monday and traded at around $31,924 as of 12:46 p.m in New York. Ether fell as much as 7.7%,...Read more
It took nearly 20 years, but Rhonda Holland became a homeowner in January. She achieved the milestone after helping her daughter get through college — and then deciding once and for all that she would remain in Pittsburgh.
"I didn't feel there were any obstacles to buying a home. It was all just my motivation," said the 56-year-old Gateway ...Read more
Amid the grief of losing a loved one, families are dealt additional burdens when the person did not leave behind a will or estate plan.
Without one, it can open the door to family disputes or significant court costs to settle an estate. But only a little more than half of Americans over 55 have a will, according to a 2019 survey by Merrill ...Read more
- CD rates are poised for a comeback. Now, if only inflation would calm down
- Series I bonds pay record 9.62% interest rate -- here's how to buy them
- Federal student loan interest rates will increase for the 2022-23 academic year
- 5 top mistakes to avoid during a market selloff
- Biggest winners and losers from the Fed's interest rate hike