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Dreamstime/Dreamstime/TNS

WA real estate service settles with Compass in transparency fight

Consumer / Home and Consumer News /

A fierce fight over transparency in the local real estate industry appears to have reached a truce.

The primary repository for home listings across Western Washington, the Northwest Multiple Listing Service, has settled with the brokerage Compass and loosened its stance on semiprivate home listings.

Compass touted the settlement Monday, saying...Read more

Everyday Cheapskate: How to Afford the Big Stuff

Consumer / Everyday Cheapskate /

One day the market is crashing, inflation is climbing. The next day it seems like everything's coming up roses. No matter how the economy's swinging, your mortgage and car payments are still lurking in the shadows, waiting to pounce. And then there are the big-ticket items. A busted water heater often comes without warning and with the potential...Read more

Justin Sullivan/Getty Images North America/TNS

Study: How much income is considered middle-class in the Bay Area?

Consumer / Home and Consumer News /

A new study looks at how much annual household income it takes to be considered middle-class in the most expensive cities in the U.S. Not surprisingly, Bay Area cities took up eight spots in the list of the 10 most expensive cities with a population over 100,000, compiled by MoneyLion, a mobile banking company.

The most affluent city on the ...Read more

Homeowners in Black neighborhoods are paying more for insurance. Pittsburgh offers a troubling example

Consumer / Home and Consumer News /

Lyft driver Elwin Green knew exactly what he was paying to insure his home in Pittsburgh's Homewood neighborhood.

What he didn’t know was that his homeowners insurance bill was more than twice what the average homeowner in some of Allegheny County’s wealthiest communities are paying.

Green, 74, pays Allstate $3,875 a year to insure his 2,...Read more

Everyday Cheapskate: Tips for Hand-Washing 'Dry Clean Only' Clothing

Consumer / Everyday Cheapskate /

I have a confession to make.

When I see "Dry Clean Only" on a clothing label, I don't automatically head for the dry cleaner.

I pause.

Then I ask myself whether the garment is truly asking for professional care -- or whether the manufacturer is simply taking the safest possible position.

A tailored wool suit? Absolutely. A structured blazer ...Read more

Robbie Sequeira/Stateline/TNS

Cities turn to AI to speed housing permitting

Consumer / Home and Consumer News /

New housing projects can sometimes stall out as a developer applies to city or county planning boards and goes through cycles of inspections, reviews and approvals.

Now, cities are increasingly turning to artificial intelligence to address one of the most persistent sources of housing permitting delays: incomplete applications. And two new ...Read more

Bizuayehu Tesfaye @bizutesfaye/Las Vegas Review-Journal/TNS

Starter home prices have more than doubled in Las Vegas in 10 years, report says

Consumer / Home and Consumer News /

Starter home prices in the Las Vegas Valley have more than doubled in the past decade, according to a new report from Zillow.

The latest numbers from the online real estate marketplace paint a bleak picture for potential first-time homebuyers, as the price of a starter home in the valley sits at $312,141 in July, down 3.2 percent from the same ...Read more

Real estate Q&A: Under 'as-is' contract, is buyer responsible for water damage seller hid?

Consumer / Home and Consumer News /

Q: We bought our first house two months ago and signed an “as-is” contract. After the first heavy rain, water poured in around a bedroom window. When we pulled up the new laminate, we found the subfloor was already rotted and had been painted over. The sellers must have known. Do we have any recourse, or did we give that up when we agreed to...Read more

Everyday Cheapskate: In a Pinch, You Can Use This for That

Consumer / Everyday Cheapskate /

Have you ever discovered you're all out of a certain ingredient when you're in the middle of preparing a recipe? I hate when that happens. And I don't want to run to the store.

For me, an unscheduled trip like that could easily cost $40, maybe more. That's just how impulsive I can be. I've learned that when I'm in a pinch, I need a pinch hitter...Read more

Everyday Cheapskate: How to Have More Money

Consumer / Everyday Cheapskate /

You need more money, and you need it now. What are your choices? You have two: You can increase your income, or you can reduce your spending.

There are several ways you can increase your income:

INCREASE INCOME

Get a bigger paycheck. Ask for a raise; land a new job that pays a lot more; or get a second (or third) job to supplement your income...Read more

Everyday Cheapskate: Which Is Better: Fresh or Frozen?

Consumer / Everyday Cheapskate /

Frozen fruits and vegetables take a lot of heat because most people assume that, if it's frozen, it must be of a lesser quality and nutritional value than the same items fresh in the produce department.

Is it true? Is fresh really better than frozen? And if so, is the difference great enough to spend more money to make sure we're always eating ...Read more

Jason Armond/Los Angeles Times/TNS

California bill targets abandoned funds. When can state seize your forgotten stocks?

Consumer / Home and Consumer News /

SACRAMENTO, California — Proposed legislation to streamline California's ability to seize abandoned stocks and mutual funds is drawing opposition from business groups and dividing Democratic lawmakers.

State Controller Malia Cohen sponsored Assembly Bill 1447, which seeks to define the process for California to take custody of securities when...Read more

Dreamstime/Dreamstime/TNS

Want a lower credit card interest rate? Just ask

Consumer / Home and Consumer News /

If you have a credit card, you have a relationship with your card issuer. Your card issuer values that relationship and wants to keep it. There are many types of offers your issuer can make to ensure you stay (and don’t default on your debt), but it won’t advertise them — since they don’t exactly make the banks more money. It’s like a ...Read more

Dimitrios Kambouris/Getty Images North America/TNS

Mark Zuckerberg buys an Irish castle

Consumer / Home and Consumer News /

Meta Chief Executive Mark Zuckerberg's latest home purchase appears fit for a billionaire who runs the world's largest social media empire.

Zuckerberg, who is married to Dr. Priscilla Chan and has three children, bought the Strancally Castle in Waterford, Ireland, a spokesman for the tech executive confirmed Friday.

"Mark and his family look ...Read more

Everyday Cheapskate: Thrift Store Donation Etiquette

Consumer / Everyday Cheapskate /

Dropping off a box of donations always feels good. You clean out a closet, gather up things you no longer use, and drive away with that wonderful sense of accomplishment. The house is less cluttered, someone else may benefit from your generosity, and everybody wins.

Well ... almost everybody.

The people who sort donations at thrift stores will...Read more

Bizuayehu Tesfaye/Las Vegas Review-Journal/TNS

US housing affordability gauge worsens for first time since 2023

Consumer / Home and Consumer News /

A key measure of U.S. housing affordability worsened for the first time in almost three years, as higher borrowing costs soaked up a bigger chunk of earnings for new homebuyers.

Monthly payments on a median-priced $410,700 home accounted for 34% of a typical family’s income in the second quarter of this year, according to data published ...Read more

Real estate Q&A: Should I consider getting a reverse mortgage?

Consumer / Home and Consumer News /

Q: I am 71 and retired. My house is paid off, but money is tight every month, and I keep seeing ads for reverse mortgages. My son says they are a scam, and that the bank will end up owning my home. Is that true, or is this something I should actually consider? — Patricia

A: A reverse mortgage is not a scam, nor is it a miracle. Like any loan,...Read more

Daniel Kim/The Seattle Times/TNS

Seattle area doesn't have 'enough family-sized units to go around'

Consumer / Home and Consumer News /

A Seattle renter’s search is always a struggle — some alchemy of budget constraints, need for space and tolerance for the grueling process of scouring listings. For families with children, that search can be even harder.

Fewer than half of available rentals in the Seattle area have two or more bedrooms, the smallest share among major metro ...Read more

Gina Ferazzi/Los Angeles Times/TNS

How to save $2,000 a month in Los Angeles: Rent

Consumer / Home and Consumer News /

Some Los Angeles-area renters may feel a secret shame of not owning their homes, but maybe they should be bragging. Right now, renting is a much better deal.

People in the Los Angeles-Long Beach-Anaheim metropolitan area looking to get into a smaller home on average would save more than $2,000 a month by renting rather than buying, according to...Read more

Everyday Cheapskate: When the Ship is Sinking, Get Everybody in the Lifeboat

Consumer / Everyday Cheapskate /

Dear Mary: My wife and I made a terrible mistake and bought a house that I don't think we can afford. We dumped all of our money from the sale of our last home into it and now we have run out of money. It is not even close to being done. My wife is a stay-at-home mother of three and I work full time. I bring home about $5,500 per month with a ...Read more

 

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