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Everyday Cheapskate: How to Clean Baking Sheets so They Look New!

Consumer / Everyday Cheapskate /

They come in sizes big and small, rimmed or without sides. We use them to bake just about anything, but mostly cookies. And they can get super grungy with layers of baked- and burnt-on grease, resulting in ugly stains and residue buildup.

Does any of this sound familiar to you? If so, I have good news. Your baking sheets can be cleaned and ...Read more

Everyday Cheapskate: How to Splurge on a Budget

Consumer / Everyday Cheapskate /

I got the biggest shock of my life the day I realized that living on a budget wasn't the straitjacket or rigid "diet" I assumed it would be. It was my life as a credit card junkie that put me in financial bondage.

Living on a budget saved my life because it allowed me to get out of debt. It gave me my freedom. Want to know my secret for staying...Read more

Everyday Cheapskate: Stop Wasting Money on Kitchen Tools That Do Only One Thing

Consumer / Everyday Cheapskate /

Celebrity chef Alton Brown contends that a kitchen tool that does only one job is mostly useless. He calls anything like a pickle fork, garlic press, strawberry stem remover or hot dog steamer a "unitasker."

His advice? Don't waste your time and money on any kitchen tool if it is only good for one thing. It will just take up valuable space, ...Read more

Everyday Cheapskate: How To Afford Big-Ticket Items

Consumer / Everyday Cheapskate /

Finally, you have a couple of months where things are going well. The bills get paid on time, and you actually have money left at the end of the month. Then, pow! Without warning, the water heater bursts, the car breaks down, and the first half of the property tax bill is past due -- and suddenly you're broke.

How can you possibly plan or ...Read more

Everyday Cheapskate: 5 Home-Buying Mistakes That Will Make You House Poor

Consumer / Everyday Cheapskate /

Buying a home is likely the largest purchase you will ever make. This is not the time to make mistakes that could easily plunge you into an unfavorable financial situation.

During my 18-year career as a real estate broker, I learned a lot of things, but none was as valuable as what not to do! I didn't learn this in a seminar or while studying ...Read more

Everyday Cheapskate: How To Live on a Budget and Love It

Consumer / Everyday Cheapskate /

For many years I wouldn't have anything to do with a budget because I couldn't stand the idea of anyone -- or anything -- telling me how to spend my money. And where did that get me? Into one big financial mess.

Every month, when I ran out of money, I would turn to MasterCard and Visa for a bailout. To me, any available credit was the same as ...Read more

Everyday Cheapskate: 16 Ways To Chop Your Grocery Bill

Consumer / Everyday Cheapskate /

Need a foolproof way to cut your food/grocery expenses by 25% this month? Announce to your family that there will be a complete ban on the consumption of food during the first week of every month. There. That should do it! Twenty-five percent right off the top.

What?! Don't think you can pull that off? Me neither, but not to worry. Here are ...Read more

Everyday Cheapskate: Best Inexpensive Home Dehumidifiers and How to Choose

Consumer / Everyday Cheapskate /

Humidity, or the lack thereof, is always a popular topic. Where I live in northern Colorado, it's dry! We have no humidity. Well, not exactly, but it averages in the low- to mid-20% during the summer and fall months. We have a humidifier in our home, and it runs 24/7 year-round for health and comfort.

Recently, lots of readers have inquired ...Read more

Everyday Cheapskate: Common Money Myths and How to Stop Believing Them

Consumer / Everyday Cheapskate /

The wedding was complicated and expensive. But it's over, and you are ready to settle back and enjoy your new life together. I'm here to warn you about some common money myths that newlyweds have been known to bring with them into their marriages.

But wait. You're not a newlywed? No one is immune to believing these myths. No matter your marital...Read more

Everyday Cheapskate: Don't Go Broke for the Wedding Gift

Consumer / Everyday Cheapskate /

While tying the knot is getting more expensive for the bride and groom, attending a wedding is becoming costlier, too. Some surveys reveal the average guest will spend $673 this year to attend a single wedding -- including but not limited to travel, accommodations and attire.

HOW MUCH SHOULD I SPEND ON A GIFT?

I'm not here to tell you what to...Read more

Everyday Cheapskate: How to Organize a Closet in 5 Easy Steps

Consumer / Everyday Cheapskate /

What's behind your closet door? Orderly rows of shoes, stacks of folded T-shirts and hanging clothes arranged by color and season? Or do you have a situation that could be declared a national disaster?

If the latter, you might ask the president for federal disaster relief funds -- or you could just get organized.

Here are simple steps to find ...Read more

Everyday Cheapskate: You Paid How Much for Your First Computer?

Consumer / Everyday Cheapskate /

I just read something that made me laugh out loud -- mostly because it's funny, but also because it is poignantly true.

"I wonder what my kids are going to tell their kids ... 'It was so rough back in my day. I didn't get a phone 'til 4th grade and sometimes the wifi didn't always work upstairs!'"

You're laughing too, aren't you? Well, I want ...Read more

Everyday Cheapskate: The Useful Life of Spices

Consumer / Everyday Cheapskate /

When I packed up my kitchen for our big move a few years ago, I was embarrassed to discover what I had accumulated in the spice drawer.

I'm pretty sure there were a couple bottles in there that were certified antiques, predating the Nixon administration. And that ground allspice? I think the "sell by" date was 50 A.D.

DO SPICES EXPIRE?

The ...Read more

Everyday Cheapskate: A Crash Course in How to Store Fresh Fruits and Vegetables

Consumer / Everyday Cheapskate /

Could you use an extra $300? You might want to take a look in your garbage. A survey conducted by the Food and Agriculture Organization revealed that global food waste per year is roughly 40-50% for root crops, fruits and vegetables! Mind-boggling, right?

Here's a fun crash course in the how, where and why of fresh fruits and vegetables. Start ...Read more

Everyday Cheapskate: The Ultimate Risk-Free, High-Yield, Guaranteed Investment

Consumer / Everyday Cheapskate /

From time to time, this kind of question pops up in my inbox: How can I get started investing in stocks and mutual funds that are risk-free and have guaranteed high rates of return?

Of course, that makes me laugh, not only because there is no such thing as a risk-free investment -- let alone one with a guaranteed high rate of return -- but also...Read more

Everyday Cheapskate: Your Consumer Behavior Is Keeping You Broke

Consumer / Everyday Cheapskate /

Do you know what I love? Walking into my supermarket the day after Thanksgiving and hearing the best Christmas music ever. Yeah! And if I wasn't in the mood to bake Christmas cookies before I got there, just hearing that lovely music changes everything. Right there, that proves I am the quintessential impulsive consumer. That retailer's got my ...Read more

Everyday Cheapskate: Preventive Maintenance Is Cheap Insurance

Consumer / Everyday Cheapskate /

It was a Sunday night, and the house felt cold. The Doloski family's furnace was clearly not working. Within minutes of arriving, the service technician diagnosed the problem: They needed a new igniter. At least the problem was one they could not have resolved themselves.

Then the technician opened the side panel of the furnace. Filthy. ...Read more

Everyday Cheapskate: Caught Between Aging Parents and Adult Children

Consumer / Everyday Cheapskate /

A lovely new assisted living complex is under construction close to where I live. As beautiful as this place is, it has become a daily reminder of how difficult it can be to talk to aging parents about their health and future needs.

If you're 40 or older, you're part of the sandwich generation, which refers to middle-aged individuals who feel ...Read more

Everyday Cheapskate: 7 Simple Things I Do to Keep My Inner Hoarder in Timeout

Consumer / Everyday Cheapskate /

I don't know why some of us have such a strong propensity to accumulate, collect and otherwise hold on to stuff beyond a reasonable limit. Maybe we're born that way. Or, more likely, we've picked up an understandable yet unfounded fear of not having enough of what we might need someday. Whatever the reason, what starts as clutter can quickly ...Read more

Everyday Cheapskate: Washing Dishes By Hand Versus Using the Dishwasher: Which Is More Effective?

Consumer / Everyday Cheapskate /

It's an interesting question and one that comes up every time I write about how to use and maintain a dishwasher. For many readers, hand-washing dishes just feels better and is hard to let go of, especially for those who don't use enough dishes to fill the dishwasher more than a couple of times a week.

But isn't low-tech hand-washing just as ...Read more

 
 

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