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Everyday Cheapskate: Let the Butcher Help Cut the Grocery Bill

Consumer / Everyday Cheapskate /

Dear Cheapskate: I have become more thrifty and aware now that I read this column. Thank you! I wanted to return the favor by sharing a recent experience:

My family of six wanted me to make chili. I didn't have ground turkey or beef in the freezer, and I only buy meat on sale. I couldn't find either on sale in my area. I was just about to cave ...Read more

Everyday Cheapskate: Meet Your Own Personal Loan Shark

Consumer / Everyday Cheapskate /

Imagine paying outrageous amounts of interest to a greedy finance company and loving every minute of it. Or how about making off-the-record, back-alley deals with a loan shark so you can skip all the credit checks and paperwork?

Impossible? Not if that loan shark is you. You'll be borrowing from yourself, making payments to yourself and ...Read more

Everyday Cheapskate: Who Knew You Can Use This for That!

Consumer / Everyday Cheapskate /

One day as I was hurriedly putting groceries away, the fruit bowl was not within reach, so I put the fruit into the colander. It worked so well that I've been using the colander in that way ever since. And when I need a colander, no problem. I turn the fruit onto the counter, drain whatever I need to drain, then replace the fruit. Giving one ...Read more

Everyday Cheapskate: A Free Fun Family Outing of Stargazing

Consumer / Everyday Cheapskate /

If things are so hectic in your household that you can't remember the last time you took a break for some family fun, perhaps it's time to revisit an important concept: Time is like money. If you wait until you have some left over, you might be waiting forever. You may believe you don't have time or money for family fun, but let me help you see ...Read more

Everyday Cheapskate: Simplifying is Simply Fabulous

Consumer / Everyday Cheapskate /

Anyone with a lick of fashion sense knows the secret of style is found in the accessories.

Men have it easy when it comes to accessorizing. All they have to worry about is a tie, a watch, a belt and maybe a briefcase. Their shoes don't really count as accessories because they're almost always the same color and height.

But women? We have to ...Read more

Everyday Cheapskate: Five Mistakes Home Cooks Make, According to the Pros

Consumer / Everyday Cheapskate /

The best way to become a great home cook is to learn proper techniques, then practice. Learning some of the best secrets from professional chefs can't hurt! Here, for your cooking pleasure, are secrets from the pros that will help you avoid making these five mistakes.

1. NOT READING THE RECIPE

Home cooks invariably make the mistake of reading ...Read more

Everyday Cheapskate: The Dos and Don'ts of Campaign Contributions

Consumer / Everyday Cheapskate /

In all my years of writing this column, I've steered clear of politics. But every rule has its exception, and today, it's political fundraising scams. As we inch closer to the elections, the heat is on. I think it's time we have a little heart-to-heart about staying safe.

With billions of dollars pouring into the 2024 House, Senate and ...Read more

Everyday Cheapskate: How to Build a Reasonable Grocery Stockpile Without Losing Your Mind

Consumer / Everyday Cheapskate /

Stockpiling groceries sounds like something only the most dedicated coupon clippers would do. But the truth is, it's a smart way to stretch your grocery dollars without needing a doctorate in bargain hunting. Think of it as building a little fortress of savings in your pantry -- one that protects you from outrageous prices and unforeseen food ...Read more

Everyday Cheapskate: The Tyranny of Too Many Choices

Consumer / Everyday Cheapskate /

A perfectly orchestrated backyard party took an ugly turn as the bounce house emptied all 15 little friends who, joined by twice as many adults, gathered around to watch the 5-year-old open a mountain of gifts. At that moment the birthday girl melted into a puddle of tears.

Little Emily's embarrassed parents threatened punishment if she didn't ...Read more

Everyday Cheapskate: No End in Sight for Great Reader Tips

Consumer / Everyday Cheapskate /

Once a week I worry that after all these years my faithful readers will simply run out of ideas. New and clever tips, tricks and clever hints will fade into extinction. But every week I get to put my worries to rest. Just look at all the great tips that recently showed up in my inbox.

PIE PROTECTORS

If you ever need to transport a pie but don'...Read more

Everyday Cheapskate: Good for You ... And Your Budget Too

Consumer / Everyday Cheapskate /

A recent report from the Centers for Disease Control and Prevention reveals a shocking reality: Poor diet is still a major threat to our health. In fact, unhealthy eating habits now contribute to over 678,000 deaths in the U.S. each year, surpassing even tobacco use as the leading cause of preventable death. This means that what's on our plates ...Read more

Everyday Cheapskate: Groceries Got You Groaning? Here's How to Save Without Starving

Consumer / Everyday Cheapskate /

If your grocery bill feels more like a mortgage payment these days, you're not imagining it. Even though inflation's been slowing, grocery prices have climbed about 21% over the past few years. Unlike that fancy latte, groceries aren't optional. But while we can't control the prices, we can outsmart them with a few clever strategies.

REMEMBER ...Read more

Everyday Cheapskate: We've Become a Nation of Softies

Consumer / Everyday Cheapskate /

Compared to my grandmother, I'm a lazy bum. While my generation hires out domestic tasks without a second thought, she and my grandfather focused on how much money they could sock away for emergencies and their "old age."

They both lived to just shy of 100, never needing Medicaid, government assistance* or a handout. They owned their home ...Read more

Everyday Cheapskate: And the Winner Is

Consumer / Everyday Cheapskate /

It's official. My readers are the best (and not bad-looking either). Not only are you loyal, but you've also made mail time the highlight of my day. Your letters and tips are fantastic, and when you send in advertisements, credit offers and consumer ripoffs, it shows me you're paying attention. And it seems you're getting pretty good at it too. ...Read more

Everyday Cheapskate: A Wedding From HEL

Consumer / Everyday Cheapskate /

Did you happen to catch the episode of "Dr. Phil" on weddings? One couple was having a major disagreement over the cost of their impending nuptials and came to Dr. Phil to help them find a solution. He has $2,500 in savings, she has none. That's OK, I thought. At least they are talking in terms of cash.

Then the bride dropped the bomb: Because ...Read more

Everyday Cheapskate: Annualizing Your Spending: The Key to Financial Freedom

Consumer / Everyday Cheapskate /

Most of us prefer to think of spending money in ways that don't make us cringe. I suppose that's only natural. If we could truly see how every little purchase adds up in the grand scheme of things, maybe those "just a little treat" splurges wouldn't feel quite so harmless.

Take a page from Howard Schultz's book -- literally. In "Pour Your Heart...Read more

Everyday Cheapskate: Kitchen Hacks You'll Actually Use

Consumer / Everyday Cheapskate /

Fast food runs, deli detours and a grocery cart loaded with preprepared food can drain a food budget faster than a houseful of hungry teenagers. The secret to slashing your family's food bill is to cook at home. And the way to become confident in the kitchen is to learn a few strategic "trucs" of the trade.

Truc (rhymes with "fluke") is a ...Read more

Everyday Cheapskate: Youthful Drivers, Level Pay Plans and Windfalls

Consumer / Everyday Cheapskate /

Get ready for another round of your burning questions and my hopefully not-too-scorched answers as we tackle the financial dilemmas that can make even the savviest penny-pincher break into a sweat -- from the joys of insuring your teenage driver (and by joys, I mean sticker shock) to the temptation of throwing every windfall at those relentless ...Read more

Everyday Cheapskate: How to Beat the Job-Loss Blues: A Guide to Surviving the Unexpected

Consumer / Everyday Cheapskate /

Job redundancy, downsizing, cutbacks, layoffs -- whatever you call it, when that dreaded pink slip lands on your desk, it's about as welcome as a root canal. But living in constant fear that your job could disappear any day now? That's like waiting for a surprise party you really, really don't want.

Even if you're convinced your job is solid, ...Read more

Everyday Cheapskate: Lions, Tigers and Predatory Lenders: Oh My!

Consumer / Everyday Cheapskate /

Homeowners, gather 'round and clutch your wallets. These days, home loan scam artists are lurking in the shadows like that weird neighbor who's always "just checking in." They're hungry, they're relentless and they've got their beady little eyes on your home equity.

Meet the loan sharks -- or as I prefer to call them, predatory lenders. They've...Read more

 

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