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Susan Tompor: High-tech features on new cars drive up auto insurance rates

Susan Tompor, Detroit Free Press on

Published in Home and Consumer News

It will take decades for most registered cars on the road to be equipped with rear cameras, rear parking sensors, forward collision warning, blind spot monitoring and lane departure warning, as well as automatic braking and adaptive headlights.

Ray Fisher, president of the Automotive Service Association of Michigan in Lansing, which represents repair professionals, said some repair costs are higher but the benefits overall may outweigh those costs.

"Like anything else, there's a cost of having a camera there. And it's going to be an added cost when there's an accident," he said.

But standard backup cameras can prevent injuries and save lives when a driver might not see a small child when backing up.

It's likely that many advanced safety features in the long run can keep people from being injured, he said. So the higher repair or replacement costs associated with safety features in the grand scheme of things would be relative.

"I think the good will outweigh the bad," Fisher said.


About The Writer

Susan Tompor is the personal finance columnist for the Detroit Free Press. She can be reached at

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