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Everyday Cheapskate: How to Get Your Perspective Back on Track

Mary Hunt on

These days, it's easy to fall into the muck and mire of worry and defeat. Personal crises like a financial emergency or the loss of a job -- or worse, your home -- punctuated by the daily news can ruin your perspective and dump you into a pit of despair.

What you need to know today is that even when things seem completely hopeless, there's always a way out. That's not to say that you should slip into denial when bad things happen. But good things also happen.

By learning how to control your thoughts and stepping back to see the bigger picture, you can climb out of that pit and into the sunshine of a new day. It's all about learning how to get your perspective back on track. Here's how:

1. Feelings are fickle. They can't be trusted. Our feelings send messages to our brains that are not always reliable. Your emotions may be all over of the map. Instead of allowing your feelings to run the show, take control by writing things down in clear, simple sentences. Acknowledge the facts. It is what it is -- it's no better, but it's no worse either.

2. Allow yourself to mourn. Your loss is real, so don't deny it. Feel the hurt and the pain, but don't stop there. Keep moving through it. And don't beat yourself up if you need some help. Grief comes in many forms, and you may benefit from having a qualified counselor help you navigate through this period.

3. The future is better than you think. You've hit some bumps in the road. Even if you've lost everything, consider it a heartbreaking interruption of your journey. While things appear cloudy right now, you do have a bright future.

4. Dwell on the positive. The simple act of gratitude will change your perspective. Compared to about 95 percent of the people on this Earth, you are wealthy and blessed with abundance. You may not have it all, but when you get right down to it, you do have enough. You've had a setback or two, but it's not the end of the road. Failure is not the end unless you quit. We can't allow one setback -- or even a series of setbacks -- to define us.

5. Don't give up. Never, ever give up, no matter what. You know what they say about quitters: They never prosper. Keep putting one foot in front of the other. Lift your head up high. What looks like darkness right now is just a cloud. Behind it, the sun is shining bright on your future!


Mary invites questions, comments and tips at, or c/o Everyday Cheapskate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740. This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of, a personal finance member website and the author of "Debt-Proof Living," released in 2014. To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at

Copyright 2017 Creators Syndicate Inc.


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