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How to protect your deceased loved one's credit after death

Ashley Kimler, on

Published in Home and Consumer News

How to report a death to the credit bureaus

Initiating a credit freeze for a deceased loved one involves a few straightforward steps:

1. Gather your loved one’s personal details

Before you notify the credit bureaus of a loved one’s death, you’ll need to collect certain information and documentation:

—The complete legal name of the deceased individual as it appears on official documents.

—The deceased person’s SSN, which is crucial for identifying their credit file.


—The date of birth of the deceased individual.

—The date when the individual passed away.

—A copy of their death certificate.

Your own identification may also be required if you’re the spouse or shared a credit file with the departed.


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