Consumer
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Everyday Cheapskate: Confused by Food Product Dating? Yes, We Are!
Pop quiz: You pull a chicken from the fridge to fix for dinner and notice that yesterday was the "Sell By" date. You should:
A. Throw it away because not many emergency rooms offer a stomach pumping family plan.
B. Cook it to an internal temperature of 195 F minimum to kill the salmonella; serve with a pungent sauce to mask any residual foul ...Read more
Everyday Cheapskate: Rewarding Thrift Store Shopping in Today's Economy
If you enjoy the thrill of finding bargains and super steals, it's a safe bet that you love thrift stores. These treasure troves offer a unique blend of eclectic finds and budget-friendly prices. But lately, thrift shopping isn't what it used to be. With inflation hitting almost everything, even thrift store prices are on the rise.
It's not ...Read more
Everyday Cheapskate: The High Costs of Clutter
Let's chat about something we all face from time to time: clutter. Who hasn't had a moment when the junk drawer is overflowing, or the garage looks like a scene from a disaster movie? Oh, my! But beyond the annoyance of misplaced keys or a missing shoe, there's a bigger issue at play. Today, I want to talk about the high financial and mental ...Read more
Everyday Cheapskate: Let's Take a Few More Questions From the Audience
I don't mention it as often as I should, but the truth is that I'd be lost without you, my loyal, encouraging and responsive readers. Thank you for being there and for filling my email inbox to overflowing with your comments, questions and outpourings of love and gratitude. Please don't stop. Ever.
Speaking of questions, let's take a few from ...Read more
Everyday Cheapskate: Let the Decluttering Begin
I know it's time. It's been time for at least two years, possibly longer. I need to clean my kitchen. Now, before you send the health department to my address, let me explain. What I mean by "clean" is that I need to clean out and organize my kitchen pantry, cupboards and drawers.
If you walked into my kitchen, you'd see a tidy and sanitary ...Read more
Everyday Cheapskate: 8 Simple Steps to Practical Frugality
Given the challenges of these inflationary times in which we live, I can't think of a better time than today to review practical ways to live more frugally. These eight steps are designed to help us save money and live more mindfully without sacrificing the things you love.
1. CREATE A BUDGET YOU'LL STICK TO
A budget is your best friend when ...Read more
Everyday Cheapskate: Tips to Cut the High Cost of Eye Care: Exams, Eyewear and Eye Drops
It's no secret that eye health is super important, but forking over $700 or more (been there, but never again!) for a pair of prescription eyeglasses is enough to take one's breath away! But not to worry, because today I've got some practical tips I've learned over the years that I hope can help you save without compromising on quality.
...Read more
Everyday Cheapskate: Debt Relief Programs: What They Never Tell You
Your credit card payments are out of control. You're 30, 60 or maybe even 180 days late. Creditors are calling, interest is building, fees are mounting, and your stress is through the roof.
Then you see an ad for a company that can seemingly make it all go away -- a company that'll finally get you some much-needed relief from your debt. The ad ...Read more
Everyday Cheapskate: Debt Payoff is a Marathon Not a Sprint
I'm no runner; I don't jog. I'm not even a loper. But I know what a marathon is: a footrace run on an open course usually of 26 miles and 385 yards. It's a long race. Everyone crosses the finish line -- some still running, others walking, and I've even seen situations where some crawl the last few meters on hands and knees.
Runners train for ...Read more
Everyday Cheapskate: A Quick, Easy, Legit Way to Cut Prescription Drug Costs
I want to tell you about a shocking encounter I had with my friendly neighborhood pharmacy that opened my eyes and forever changed the way my family uses big discounts to slash our prescription drug costs.
For several years, my doctor had prescribed two preventive-type medications, both generic. Together, they cost about $24 for a 30-day supply...Read more
Everyday Cheapskate: Inexpensive Ways to Celebrate the 2024 Summer Olympics
The 2024 Summer Olympics are right around the corner (opening ceremony: July 26, 10:30 a.m. PDT). What a perfect time to bring family fun and patriotism into your home! Celebrating the Olympics as a family can be a fantastic way to bond, learn and have fun without spending a fortune on tickets, travel and accommodations. Here are some creative ...Read more
Everyday Cheapskate: How to Outsmart Those Subliminal Supermarket Tricks
I had never thought much about the logistics and intense marketing behind the supermarket business and all its subliminal aspects until one day, in a tremendous hurry, I dashed into my favorite market only to find it had been completely rearranged the previous night.
The harder I searched for the items I needed, the more frustrated I became. ...Read more
Everyday Cheapskate: Getting Ready for a New Puppy
Whether a new puppy makes your dreams of the perfect family dog come true or turns into a total nightmare depends on how well you've prepared, starting with a well-planned first 24 hours.
Choosing your new best friend can be quite a challenge! Visit www.selectadogbreed.com to find the right dog breed to suit your lifestyle. Once you have ...Read more
Everyday Cheapskate: Financial Ease Has Nothing to Do With Being Rich
My life radically changed years ago when I came out of the closet, so to speak. I broke my self-imposed gag order and told the whole world about my struggle with a debilitating spending problem. I had no idea at the time this would be one of the smartest things I could ever do. By telling my story and owning up to my problem, I became ...Read more
Everyday Cheapskate: You Really Need to Submit to That Exam You've Been Dreading!
It's been awhile now since I underwent that procedure no one my age likes to talk about. As much as I dreaded the actual examination, it was nothing compared to what I had to go through to prepare for it. Just seeing those words on the office door made me want to turn and run: certified financial planner.
But we did it! Harold and I spent ...Read more
Everyday Cheapskate: How to Stick It to Your Creditors
Late fees, punitive interest rates, over-limit fees, loading up your credit report with negative information -- it's enough to make you scream!
It's not that your creditors are doing anything illegal. You just didn't understand the power you gave them when you accepted that credit card (it was buried in the fine print). And now it seems like ...Read more
Everyday Cheapskate: How to Build a Great Wardrobe Without Blowing a Hole in the Budget
Imagine that by some stroke of luck and shopping reversal you had all the cash you've spent on clothes you didn't wear in your wardrobe-buying lifetime. For most of us, that would represent quite a nice nest egg given our history of making so many back-of-the-closet mistakes.
This problem is, we shop without a plan, and the endeavor boils down ...Read more
Everyday Cheapskate: Life Lessons From a Daffodil Garden
I love the story author Jaroldeen Edwards tells in her book "Things I Wish I'd Known Sooner," when she took a trip with her daughter Carolyn one drab, rainy day. Her daughter wanted to drive more than two hours to see some flowers a woman had planted. She wasn't too thrilled, but her daughter insisted, saying, "You're going to love this, Mom!" ...Read more
Everyday Cheapskate: Overwhelmed by Clutter? These Companies Will Pick Up Your Donations for Free
Living in a tidy, organized home can help lower your stress and make daily life more peaceful. And I know from experience the challenge can come down to figuring out what to do with all the items you need to clear out, especially big things like furniture and appliances.
Getting rid of things quickly can help prevent clutter from piling up. If ...Read more
Everyday Cheapskate: Reframe Your Thinking to Change Your Attitude
Are you facing a difficult or unpleasant situation in your life? You may not be able to change it, but you can change the way you think about it. That's because you have 100% control over your attitude -- the way you choose to respond to whatever life hands you.
Years ago, my husband and I decided not to replace my car once the lease was up. ...Read more