ArcaMax

Q: You have written past columns in which you said it is very difficult to qualify for Social Security disability benefits. I think just the opposite is true. It is so easy to get on the government disability dole. After all, you see so many commercials on TV from lawyers who tell people that they can get anyone on Social Security disability. ...Read more

A reader shared with me an email he got from an acquaintance. It is a Social Security screed that is filled with half-baked ideas, exaggerations and outright lies. The reader said he had never heard of these allegations before. But I pointed out to him that the harangue has been around for decades. 40 years ago, it was passed from one naive ...Read more

Readers are always asking me to explain various Social Security rules and regulations. But sometimes they want more. They want to see something official -- something in "black and white." In other words, they want me to give them a legal reference for whatever rules I am explaining to them.

I sort of know where they are coming from. Often, they...Read more

I'm going to give you two words. And I will buy you lunch if you can tell me what connection they have with Social Security.

Here are the words: Pneumoconiosis and Prouty. I bring these words up because I got a "blast from the past" when I was writing last week's column about Social Security "beneficiary identification codes," or BIC codes, as ...Read more

Q: I am a 78-year-old recent widow. I got my own Social Security number when I was about 20. But since my husband and I started getting Social Security benefits about 15 years ago, the correspondence I got from the Social Security Administration showed my husband's Social Security number with a letter "B" behind it. Somebody at a Social Security...Read more

I have probably written 100 columns about possible Social Security reforms. Well here comes column number 101!

What is prompting my discussion of the issue this time is that a certain reform proposal has been getting a lot of press lately. It is probably the most popular and most supported of all potential Social Security reforms. But there is ...Read more

Readers are always asking me if I could recommend a good book about Social Security. I always steer them to the best book out there. It's called "Social Security Simple and Smart -- 10 easy-to-understand fact sheets that will answer all your questions about Social Security." And it just happens to be written by yours truly!

I bring this up ...Read more

I just don't get people's fascination with retroactive Social Security retirement benefits. I can understand that on the surface, the idea of getting a big retroactive check from the government might sound like a financial windfall. But when you think it through, or at least when I do, it just doesn't make much sense.

Before I get to today's ...Read more

For a couple of different reasons, a claim for Social Security disability benefits may be reviewed. One is what the Social Security Administration calls a "quality assurance review." The other is what the agency calls a "continuing disability review." I've gotten a couple of emails about this issue recently. Answering them will explain the ...Read more

In prior columns, I gave readers a brief history of Social Security by highlighting the major changes to the program brought about by annual amendments to the original Social Security law. Every once in a great while, there is a dramatic change, such as the addition of the disability program in 1956. Most years, these amendments are minor and ...Read more

I've been saving up questions I've gotten from readers about benefits for spouses. It's an issue I've covered a hundred times in this column. But the questions still keep coming. So, here is column No. 100 -- one about benefits paid to wives and widows -- and occasionally, husbands and widowers.

Q: I am about to turn 63 and am thinking of ...Read more

As I've pointed out before, I usually find myself answering the same questions over and over again. But I've saved up a couple of oddball questions -- and here they are. But first, I want to make it clear I am not calling the people who emailed me the questions "oddballs." However, I am saying the questions they asked were odd -- or at least out...Read more

Here is a bit of advice from a guy who gives Social Security advice for a living. Don't take any advice from your friends or neighbors about Social Security. It's always wrong!

OK, it's not always wrong. But I've learned from many thousands of readers over the years that it's wrong often enough to make it wise to heed my warning: When it comes ...Read more