Ask Amy: Auto lenders are rethinking the terms
Dear Amy: After a car accident last year, my older brother “Danny” was without a vehicle. (The accident was not his fault, and his car was totaled.)
Danny works full time from home, and so he decided not to replace his car and purchased an e-bike, which he uses for local errands.
My husband and I have two cars, and rarely need the use of both during any given day. We are planning to sell our “second car” in a few months and want to keep the mileage low.
After checking my insurance coverage, I offered my brother the use of my car for times when he might need it.
He hasn't exactly abused this offer, with only six "loans" over the course of a year – but it's starting to feel uncomfortable.
He doesn't refill the tank before returning it, and I also usually have to prompt him to bring it back.
A few weeks ago, he borrowed the car to attend an event 120 miles away. He picked it up on Friday morning and returned it on Monday.
I checked the mileage and discovered that the car had been driven nearly 500 miles.
Allowing for the 250-ish miles round-trip to and from the party, my brother somehow clocked an additional 250-ish miles.
Checking the mileage made me feel petty, but my relationship with him is not one wherein I could easily address any of this with him.