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Social Security Q&A: How can I calculate my retirement benefit?

Question: How can I calculate my own retirement benefit estimate? Answer: We suggest you use our Retirement Estimator at . Our Retirement Estimator produces estimates based on your actual Social Security earnings record, so it's a personalized, instant picture of your future estimated benefit. Also, you can use it to test different retirement scenarios based on what age you decide to start benefits. For example, you can find out your estimated monthly payments if you retire at age 62, 70 or anytime in between. Question: How do I earn Social Security credits? Answer: "Social Security credit" (sometimes referred to as a "quarter of coverage") is the ...

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