Senior Living

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Health & Spirit

Social Security Q&A: Can my wife qualify for benefits on my record?

Q: My wife didn't work enough to earn 40 credits to qualify for Social Security retirement benefits. Can she qualify on my record?

A: Even if your spouse has never worked under Social Security, she can, at full retirement age, receive a benefit equal to one-half of your full retirement amount. Your wife is eligible for reduced spouse's ...Read more

Social Security Q&A: What is Supplemental Security Income?

Q: What is Supplemental Security Income (SSI)?

A: SSI is a needs-based program that pays cash assistance to people with limited income and resources who are age 65 or older, blind or disabled. Children with disabilities can get SSI, too. SSI is funded by general tax revenues -- not Social Security taxes. To find out if you can get SSI, and how ...Read more

Social Security Q&A: What happens to disability benefits at retirement age?

Q: If I get Social Security disability benefits and I reach full retirement age, will I then receive retirement benefits?

A: Social Security disability benefits automatically change to retirement benefits when disability beneficiaries reach full retirement age. In most cases, the payment amount does not change. The law does not allow a person ...Read more

Social Security Q&A: Avoid retirement lines by filing online

Q: Is it true 10,000 people a day are retiring? What's the easiest way to avoid the crowds?

A: Yes. As the baby boomers reach their retirement years, Social Security is handling about 10,000 claims each day. You can avoid the crowds by filing online. You can complete your retirement application in as little as 15 minutes. It's safe, convenient ...Read more

Social Security Q&A: Why should I sign up for a my Social Security online account?

Q: Why should I sign up for a my Social Security online account?

A: my Social Security gives you a personal online account you can securely use to check your Social Security information and do business with us. With a my Social Security account you can:

-- Keep track of your earnings and verify them every year

-- Get an estimate of your ...Read more

Social Security Q&A: How do I replace a lost card?

Q: I'm 17 and eager to start my first summer job, but my mother misplaced my Social Security card. How can I get another?

A: If you know your Social Security number, you may not need to obtain a replacement card to obtain employment. However, if a prospective employer requests it, in most cases you only need to provide your Social Security ...Read more

Social Security Q&A: What do I report if I get SSI payments?

Q: What do I need to report to Social Security if I get Supplemental Security Income (SSI) payments?

A: You need to report any changes that may affect your payment amount. This includes changes in your income or resources. You must report changes of address, changes in your living arrangements and changes in your earned and unearned income. To ...Read more

Social Security Q&A: How do I appeal a disability benefits decision?

Q: How do I appeal a decision on my application for disability benefits?

A: When we make a decision on your application, we'll send you a letter explaining our decision. If you don't agree with our decision, you can ask us to look at your case again, or appeal it. You must appeal within 60 days from the date you get our decision letter. You can...Read more

Social Security Q&A: How to check status of retirement benefits application

Q: How can I check the status of a pending application for retirement benefits?

A: If you applied for retirement or disability benefits online, you can check the status of your application at www.socialsecurity.gov by selecting "Benefits" and "Check Application Status" under "Apply." You will need to enter your Social Security number and the ...Read more

Social Security Q&A: What can I do at the SS website?

Q: What can I do at www.socialsecurity.gov?

A: There are many things you can do on Social Security's website. You can conduct most of your Social Security business with us online at www.socialsecurity.gov/onlineservices . You can get an estimate of future benefits, find out if you qualify for benefits now and even apply for benefits. You can ...Read more

Social Security Q&A: What are the different parts of Medicare?

Q: I will rely on Medicare when I retire. Can you explain the different parts of Medicare?

A: The different parts of Medicare cover your specific needs. There are four parts, all of which work in tandem to deliver healthcare services.

Part A (hospital insurance): Hospital insurance helps pay for inpatient care in a hospital or skilled nursing ...Read more

Social Security Q&A: Will other support disqualify me for SSI?

Q: This summer, I'll turn 65 and, because of my financial situation, I thought I'd be eligible for Supplemental Security Income (SSI). But my neighbor told me I'd probably be turned down because I have a friend who said he might help support me. Is this true?

A: If your friend helps support you, it could have an effect on whether you get SSI ...Read more

Social Security Q&A: How do I apply for disability benefits

Q: I was hurt on the job and can't work. How do I start my application for Social Security disability benefits?

A: If you have a disability that qualifies, you can apply online at www.socialsecurity.gov/applyfordisability . There are several advantages to applying online for disability benefits. You can start your disability claim immediately. ...Read more