Senior Living

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Health & Spirit

Social Security Q&A: Will seasonal earnings boost retirement benefit?

Q: Although I stopped working a few years ago, I had additional seasonal earnings after my retirement. Will my monthly Social Security retirement benefit increase?

A: Possibly. And you can get Social Security retirement or survivors benefits and work at the same time. Each year we review the records for all working Social Security recipients to...Read more

Social Security Q&A: Can I get a new number after ID theft?

Q: Someone stole my Social Security number, and it's being used repeatedly. Does Social Security issue new Social Security numbers to victims of repeated identity theft?

A: Identity theft is one of the fastest growing crimes in America, so you aren't alone. If you've done all you can to identify and fix the problem, including contacting the ...Read more

Social Security Q&A: When will I get my first disability payment?

Q: I am very happy that I was just approved to receive disability benefits. How long will it be before I get my first payment?

A: If you're eligible for Social Security disability benefits, there is a five-month waiting period before your benefits begin. We'll pay your first benefit for the sixth full month after the date we find your ...Read more

Social Security Q&A: Finding the right age to start collecting benefits

Q: I've been planning my retirement throughout my career, and I'm finally nearing the age when I can stop working. What is the earliest age I can start receiving Social Security retirement benefits?

A: You can receive Social Security retirement benefits as early as age 62. Keep in mind that if you retire at age 62, we'll reduce your benefits by...Read more

Social Security Q&A: Do I have to pay taxes on my benefits?

Q: I'm gathering everything I'll need to file my taxes this month. Do I have to pay taxes on Social Security benefits? Also, where can I get a replacement 1099?

A:Some people who get Social Security must pay federal income taxes on their benefits. Still, no one pays taxes on more than 85 percent of their Social Security benefits.

You must pay ...Read more

Social Security Q&A: Does marriage affect SSI benefits?

Q: I am receiving Social Security and Supplemental Security Income (SSI) benefits. I just got married, and I am wondering if my benefits, and my new spouse's benefits, will stay the same.

A: If you marry, your spouse's income and resources may change your SSI benefit. It is your responsibility to report your status change to Social Security as ...Read more

Social Security Q&A: How to save and return to disability form online

Q: I'm getting ready to start filling out my disability benefits application online, but I'm concerned I will need to stop before I can finish it. Can I stop before completing the application and come back to finish it later? If so, how do I return to my online application to finish it when I have all the information I need?

A: Applying for ...Read more

Social Security Q&A: How to save and return to disability form online

Q: I'm getting ready to start filling out my disability benefits application online, but I'm concerned I will need to stop before I can finish it. Can I stop before completing the application and come back to finish it later? If so, how do I return to my online application to finish it when I have all the information I need?

A: Applying for ...Read more

Social Security Q&A: How much did benefits increase in 2015?

Q: I heard that Social Security benefits increased at the beginning of the year. What is the average Social Security retirement payment that a person receives each month?

A: You are right -- Social Security benefits increased this year. In 2015, nearly 64 million Americans who receive Social Security or Supplemental Security Income (SSI) began ...Read more

Social Security Q&A: What if I go back to work?

Question:

A few months after I started receiving my Social Security retirement benefit, my former employer offered to take me back. It's a great offer. Can I withdraw my retirement claim and reapply later to increase my benefit amount?

Answer:

Social Security understands that unexpected changes may occur after you begin receiving retirement ...Read more

Social Security Q&A: How to replace a child's lost card

Q: My child lost his Social Security card. How can I get a replacement?

A: You can replace your child's Social Security card at no cost to you if it is lost or stolen. You are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions don't count toward these limits. Also, you may not be ...Read more

Social Security Q&A: Checking on Medicare benefits application

Q: I applied for Medicare benefits last week. How can I check the status of my application?

A: Checking the status of your application is easy. If you applied for benefits, you can check the status at our secure website, secure.ssa.gov/apps6z/IAPS/applicationStatus, but you must wait five days from the date you originally filed. You will need ...Read more

Social Security Q&A: How to change bank-deposit information

Q: I have been receiving my Supplemental Security Income by direct deposit for years, but I need to change my bank account. How can I do that?

A: The most convenient way to change your direct deposit information is by logging in to your personal my Social Security account at www.socialsecurity.gov/myaccount . This is the safest and most secure ...Read more

Social Security Q&A: What are the benefits for wounded warriors?

Q: I was wounded while on military service overseas. What are the benefits for wounded warriors, and how can I apply?

A: Through the Wounded Warrior program, Social Security expedites processing of disability claims of current military service members or veterans disabled while on active duty on or after October 1, 2001. Also, service members ...Read more