Senior Living

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Health & Spirit

Social Security Q&A: How many credits do I need for benefits?

Q: I've only been working for a few years, and I'm wondering how I earn Social Security benefits. What are credits and how many do I need to qualify for benefits?

A: We use your total yearly earnings to calculate your Social Security credits. "Credits" are the units we use to measure whether you qualify for Social Security benefits. The amount ...Read more

Can a robot handle your retirement?

Fledgling online investment advisory services, nicknamed robo-advisers in financial circles, are moving squarely into retirement planning.

Betterment, one of the largest such firms with about 80,000 users, is unveiling a new feature called RetireGuide that lets customers enter information about their spouses and non-Betterment accounts to get a...Read more

Researchers finally see hope for Alzheimer's treatment, prevention

PITTSBURGH -- Alzheimer's disease is one of the conditions that Americans are most afraid they will get, second only to cancer. Yet at least a generation of focused research has gone by without an effective treatment or sure advice on how to prevent it.

University of Pittsburgh Alzheimer's researchers are among those leading studies and while ...Read more

States try more tax breaks for seniors

About a half dozen states are considering giving new tax breaks to seniors over 65, although they already enjoy favorable treatment by the federal government and by most states on their income and property taxes.

For some of the states looking to cut taxes, it's an effort to stop older folks from decamping to more tax-friendly places when they ...Read more

Social Security Q&A: How do I get proof of receiving Medicare benefits?

Q: I need proof that I receive Medicare benefits. Where can I get a letter proving that?

A: If you need proof that you get Social Security benefits, Supplemental Security Income or Medicare, get an instant benefit verification letter online by using your personal my Social Security account. If you don't receive benefits, your letter will serve ...Read more

Social Security Q&A: How to report address change for SSI benefits

Q: My father receives Supplemental Security Income. He recently moved, but he hasn't reported his new address to Social Security yet. What's the easiest way to do that?

A: You can check your address online by using your personal my Social Security account at www.socialsecurity.gov/myaccount. It is very important that Social Security has your ...Read more

At 73, David Crosby isn't slowing down

David Crosby -- who puts the cantankerous in Crosby, Stills & Nash -- was in a particularly good mood the other day.

"I'm in a very good space," said the outspoken, voluble Crosby. He's lost 40 pounds. The visits to the gym for weightlifting have stopped, but he swims and walks and -- get this -- stopped smoking pot. At least for now.

"I'm not...Read more

Social Security Q&A: Can I return to work and keep disability benefits?

Q: I have been collecting disability benefits for a few years, but I'm getting healthy enough to work again. Can I return to work while getting Social Security disability benefits?

A: Yes, you can return to work while receiving Social Security disability benefits. We have special rules to help you get back to work without lowering your initial ...Read more

Social Security Q&A: Will seasonal earnings boost retirement benefit?

Q: Although I stopped working a few years ago, I had additional seasonal earnings after my retirement. Will my monthly Social Security retirement benefit increase?

A: Possibly. And you can get Social Security retirement or survivors benefits and work at the same time. Each year we review the records for all working Social Security recipients to...Read more

Social Security Q&A: Can I get a new number after ID theft?

Q: Someone stole my Social Security number, and it's being used repeatedly. Does Social Security issue new Social Security numbers to victims of repeated identity theft?

A: Identity theft is one of the fastest growing crimes in America, so you aren't alone. If you've done all you can to identify and fix the problem, including contacting the ...Read more

Social Security Q&A: When will I get my first disability payment?

Q: I am very happy that I was just approved to receive disability benefits. How long will it be before I get my first payment?

A: If you're eligible for Social Security disability benefits, there is a five-month waiting period before your benefits begin. We'll pay your first benefit for the sixth full month after the date we find your ...Read more

Social Security Q&A: Finding the right age to start collecting benefits

Q: I've been planning my retirement throughout my career, and I'm finally nearing the age when I can stop working. What is the earliest age I can start receiving Social Security retirement benefits?

A: You can receive Social Security retirement benefits as early as age 62. Keep in mind that if you retire at age 62, we'll reduce your benefits by...Read more

Social Security Q&A: Do I have to pay taxes on my benefits?

Q: I'm gathering everything I'll need to file my taxes this month. Do I have to pay taxes on Social Security benefits? Also, where can I get a replacement 1099?

A:Some people who get Social Security must pay federal income taxes on their benefits. Still, no one pays taxes on more than 85 percent of their Social Security benefits.

You must pay ...Read more

Social Security Q&A: Does marriage affect SSI benefits?

Q: I am receiving Social Security and Supplemental Security Income (SSI) benefits. I just got married, and I am wondering if my benefits, and my new spouse's benefits, will stay the same.

A: If you marry, your spouse's income and resources may change your SSI benefit. It is your responsibility to report your status change to Social Security as ...Read more

Social Security Q&A: How to save and return to disability form online

Q: I'm getting ready to start filling out my disability benefits application online, but I'm concerned I will need to stop before I can finish it. Can I stop before completing the application and come back to finish it later? If so, how do I return to my online application to finish it when I have all the information I need?

A: Applying for ...Read more

Social Security Q&A: How to save and return to disability form online

Q: I'm getting ready to start filling out my disability benefits application online, but I'm concerned I will need to stop before I can finish it. Can I stop before completing the application and come back to finish it later? If so, how do I return to my online application to finish it when I have all the information I need?

A: Applying for ...Read more

Social Security Q&A: How much did benefits increase in 2015?

Q: I heard that Social Security benefits increased at the beginning of the year. What is the average Social Security retirement payment that a person receives each month?

A: You are right -- Social Security benefits increased this year. In 2015, nearly 64 million Americans who receive Social Security or Supplemental Security Income (SSI) began ...Read more

Social Security Q&A: What if I go back to work?

Question:

A few months after I started receiving my Social Security retirement benefit, my former employer offered to take me back. It's a great offer. Can I withdraw my retirement claim and reapply later to increase my benefit amount?

Answer:

Social Security understands that unexpected changes may occur after you begin receiving retirement ...Read more