A CD ladder spreads your savings across multiple certificates of deposit (CDs) with staggered maturity dates, so you capture the higher rates of longer-term CDs while still getting access to part of your money every six to 12 months. It’s a solution to the classic CD dilemma of choosing between better rates and flexibility.

That said, top ...Read more

For parents looking at the rising cost of college, there’s a reality that keeps some of them up at night: 71% expect to take on debt to help their children pay for higher education.

Nearly half — 46% — expect to use education loans. Another 21% of parents say they may turn to credit cards or cash advances. Eleven percent of parents ...Read more

CHICAGO — Forty hours a week used to be enough for Christopher Dever, 42, to make a living as a Lyft driver. But as the cost of a full tank of gas crept up from $60 to $80, he found himself living in what he calls “a cycle of scarcity,” working 60-hour weeks to scrape by.

Although Lyft offered a temporary fuel relief program for eligible ...Read more

Perhaps no one has done more to bring Asian shopping centers to communities across the Bay Area than John Luk.

Luk launched his career in commercial real estate years after arriving in the South Bay from Hong Kong for a career in nursing. But noticing the lack of Asian grocery stores and banquet halls as demographics shifted in the South Bay, ...Read more

The median price for a luxury home in Las Vegas has increased almost 60 percent since the beginning of the pandemic, according to a new report.

According to May statistics from Realtor.com, the median price for a luxury home in the Las Vegas Valley (within the top 10th percentile of all sales) was $752,891 in December 2019. By the same month in...Read more

The Seattle City Council voted to ban most types of rental fees this week — a move welcomed by tenants' advocates, who argue that tacked-on charges make housing more expensive and obscure its true costs to renters.

The bill requires landlords to disclose all mandatory and optional fees upfront in home listings or ads. The ordinance will take ...Read more

Despite the economic angst and billionaire exodus, California has been recording some of the highest income growth in the country.

Surprisingly, a recent survey of metropolitan areas showed that Silicon Valley didn't lead the state, but Anaheim, Irvine and Santa Ana were near the top.

A study by financial advising company SmartAsset of the 94 ...Read more

Home insurance rates in Nevada have risen close to a quarter since 2023 up until the end of last year, according to a new report.

Data from Insurify, an online insurance comparison platform, showed that the average price for home insurance in 2023 was $1,407, then jumped to $1,672 two years later. This year, according to the review, home ...Read more

The Securities and Exchange Commission has made it easier for data center owners to sell asset-backed securities, potentially opening the door for more debt sales as tech firms scour Wall Street for ways to pay for artificial intelligence.

The SEC said a major subset of data-center securitizations don’t need to have disclosures and investor ...Read more

Karla Perez and her husband are supporters of President Donald Trump, so when they learned this summer about new investment accounts his administration designed for children, they quickly signed up their one-year-old son.

“What we hope is that when he’s 18 and he can access it, that he has money to set up his future, whatever he wants to do...Read more

It’s a good time to be a middle-class American. And yet it’s never felt worse.

By many traditional measures, the economy is strong. Unemployment remains near historic lows, and middle-income Americans are making more than they were 50 years ago.

Yet millions of Americans who have followed what was long considered the formula for a middle-...Read more

For many renters, homeownership can feel less like a financial milestone and more like a moving target. Prices rise, interest rates change, rents increase and saving a down payment can seem painfully slow.

That is especially true for younger adults. People under 30 may be dealing with student loans, early-career salaries, high rents and limited...Read more

When an electric bill suddenly jumps, it can feel as though the house has developed an expensive habit while nobody was looking. Sometimes the culprit is obvious — a heat wave, a cold snap or guests staying for several weeks. Other times, seemingly small changes in everyday energy use quietly add up.

The good news is that lowering a power ...Read more

Luxury vinyl plank flooring has gone from a budget-minded alternative to hardwood into one of the most popular flooring choices for busy homes. Known as LVP, the material combines realistic wood looks with durability, relatively easy installation and low-maintenance care.

For households with pets, children, muddy shoes or the occasional spilled...Read more

If you take away the substantial purchase price of a San Diego home, a new study claims that the rest of the cost associated with owning a home here is less than many cities.

An index from the University of San Diego, which launched in April, says the overall cost of owning a home in the county is lower than many areas in terms of energy bills,...Read more