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Everyday Cheapskate: Put Some Sparkle in Your Spring Cleaning

Consumer / Everyday Cheapskate /

If the arrival of spring has you energized you the way it has me, I say let's take advantage and do a bit of spring cleaning!

Earl Proulx's wonderful book "Yankee Home Hints" is bursting with tips for cheap, easy, quick home cleaning. I could sit for hours reading this classic tome. Instead, I've plucked a few of Earl's spring-cleaning tips on ...Read more

Don Pollard/Office of New York Gov. Kathy Hochul/TNS/TNS

Brooklyn's Red Hook Marine Terminal takes step toward mixed-use future: Hochul, Adams

Consumer / Home and Consumer News /

A once-bustling but worn-down industrial Brooklyn marine terminal could be converted into a mixed-use area, perhaps including housing, officials said Tuesday.

Mayor Adams said the city aims to “reimagine” the 122-acre port, which is nestled between Red Hook and the Columbia Street Waterfront District. The terminal is set to be transferred ...Read more

Helen H. Richardson/The Denver Post/TNS

Skyrocketing home insurance rates, loss of coverage roil Colorado's strained housing market

Consumer / Home and Consumer News /

Coloradans looking to buy homes or simply hold onto their property face a barrage of challenges: a white-hot real estate market, high interest rates and soaring property taxes. You can add surging home insurance rates to the pile of problems eroding the landscape of affordable housing options.

Colorado homeowners are reporting premium increases...Read more

Treat buy now, pay later loans like real debt

Consumer / Home and Consumer News /

It’s been close to two years since the Consumer Financial Protection Bureau indicated it was looking to tighten regulations on popular “buy now, pay later” services. Since then, the sector has grown to $300 billion. It’s time to bring meaningful transparency to an industry that has drawn in legions of consumers, including those ...Read more

Everyday Cheapskate: Burning Mail Is Never a Good Thing

Consumer / Everyday Cheapskate /

It's been years since I read the news story about a U.S. Postal Service worker in Louisiana who, after getting caught, pleaded guilty to destroying mail -- a federal crime. Turns out that for at least 18 months, instead of delivering the mail to his postal customers, this guy took it home and burned it. He estimated he burned 20 tubs of mail. ...Read more

Maritza Cruz/Bay Area News Group/TNS

Newsom's latest insurance move could help Californians avoid canceled policies -- but they'll have to pay

Consumer / Home and Consumer News /

As some Californians continue scrambling for ways to affordably insure their homes, Gov. Gavin Newsom on Friday announced a push to expedite how quickly insurance companies can increase rates.

Speedier approvals for rate hikes is one of the key reforms insurers say is necessary for them to stay afloat amid a growing number of costly claims in ...Read more

Piecing together the puzzle of college financial aid

Consumer / Home and Consumer News /

There's been a lot of drama this spring for families seeking college financial aid.

The trouble stems from a revamp of the Free Application for Federal Student Aid (FAFSA), where changes and technology glitches have been an ongoing source of frustration for families.

The federal government, meanwhile, was significantly delayed in relaying data...Read more

Home insurance mistakes to avoid as we enter hurricane season

Consumer / Home and Consumer News /

Nobody likes paying for homeowner insurance.

That’s been especially true in Florida, where over the past few years, as more frequent storms and high litigation rates have doubled the cost of insurance for just about everyone who owns a home.

It’s tempting for homeowners, particularly seniors on fixed incomes, to put off critical upgrades ...Read more

Would you rent a room in an apartment with a stranger? This development is betting on it

Consumer / Home and Consumer News /

CHARLOTTE, North Carolina — Many renters in Charlotte pay to have a bathroom, living room and kitchen all to themselves — but for some people, one room is enough.

Now an apartment company is trying something new, where people can rent a bedroom for less than paying for an entire apartment, but share common space with a stranger. It’s kind...Read more

Lane Erickson/Dreamstime/TNS

Study: American workers plan to slow-roll into retirement

Consumer / Home and Consumer News /

Often when people aged 50 or older contact her, Pittsburgh financial coach Shay Port said the conversation starts with them declaring that they will never be able to retire.

"They say things like, 'I know I will have to work the rest of my life,'" Port said. "And that's what I try to help them with — actually being able to retire at some ...Read more

Everyday Cheapskate: The Excess of Consumption

Consumer / Everyday Cheapskate /

The dreaded disease we know as tuberculosis was at one time known as consumption.

A highly contagious illness, consumption got its name from the way it takes a person's life slowly from within -- first with a bloody cough, then fever, pallor and the long, relentless wasting away.

What irony that consumption, as we know it today, has an eerily ...Read more

Nelvin C. Cepeda/The San Diego Union-Tribune/TNS

Report: 80 percent of low-income San Diegans spending more than half their income on rent

Consumer / Home and Consumer News /

The vast majority of low-income renters in San Diego County are spending more than half of their income on rent, said a new study.

San Diego's Affordable Housing Needs Report, released Thursday by the nonprofit California Housing Partnership, gave the region poor marks across the board for everything from homeless housing to subsidized rentals ...Read more

Irfan Khan/Los Angeles Times/TNS

Graffitied skyscraper in downtown Los Angeles poised for sale

Consumer / Home and Consumer News /

Oceanwide Plaza, the bankrupt, unfinished development in downtown Los Angeles that became a canvas for trespassing graffiti artists, is officially on the market.

The Chinese owners of the stalled residential, hotel and retail complex towering over Crypto.com Arena have hired real estate brokers to sell the property to buyers who could restart ...Read more

Brian van der Brug/Los Angeles Times/TNS

A tale of two downtowns in LA: As offices languish, apartments thrive

Consumer / Home and Consumer News /

By many measures, downtown Los Angeles’ newest apartment tower is over the top with such gilded flourishes as stone tiles from Spain lining the elevator cabs and hand-troweled Italian plaster on interior walls. Hummingbirds have somehow found the fruit-laden trees decorating the outdoor lounge on the 41st floor.

For Stuart Morkun, the ...Read more

Las Vegas Review-Journal/Las Vegas Review-Journal/TNS

How much could Trump hotel in Las Vegas sell for? It's complicated

Consumer / Home and Consumer News /

As Republican presidential candidate and former president Donald Trump navigates multiple criminal and civil trials levied against him, his professional net worth and assets have come into the spotlight.

In Las Vegas, Trump — along with business partner Phil Ruffin — is the co-owner of Trump International Hotel, a 64-story, 1,282-room ...Read more

Igor Skryagin/Dreamstime/TNS

Record wave of Americans fled big cities for small ones in 2023

Consumer / Home and Consumer News /

Score a victory for Mayberry. America’s small towns, like the iconic setting of television’s The Andy Griffith Show from the 1960s, saw more in-migration in 2023 than larger areas for the first time in decades.

The remote work boom that prompted Americans to flee urban areas for mountain hamlets and seaside towns during the pandemic ...Read more

Real estate Q&A: What can we do about new apartment's surprise special assessment?

Consumer / Home and Consumer News /

Q: We are in the process of purchasing an apartment. Our closing attorney received the report from the condominium association showing the monthly dues were current, and we were surprised to learn that a special assessment was pending because the sellers told us that none were. The contract also says that no special assessments are pending. We ...Read more

Everyday Cheapskate: Grumpy Unhappy Cheapskates

Consumer / Everyday Cheapskate /

Dear Cheapskate: I have cheapskates in my life. My father is one. My boss, my boss's mom and my boyfriend's mom. All these individuals have the following in common: They are unhappy. They avoid birthday parties, anniversaries or any type of holidays that require gift-giving, such as Christmas, at all costs.

They often choose to be by themselves...Read more

Everyday Cheapskate: Things I Wish I'd Known Sooner

Consumer / Everyday Cheapskate /

Like my garden, my mailbox is showing definite signs of spring. Just this week two beautifully addressed, thick envelopes showed up, both of them announcing graduation ceremonies -- one from high school, the other from college. However, neither even hinted at an invitation for me to give the commencement address. But had I been asked, I do have ...Read more

Luis Sinco/Los Angeles Times/TNS

One of California's largest home insurance companies is raising rates by 15% on average

Consumer / Home and Consumer News /

One of California’s largest home insurers is raising rates for hundreds of thousands of state policyholders by an average of 15.3%, the latest move by a major insurer to boost homeowners’ premiums in the face of growing wildfire risk.

Travelers Insurance, the state’s sixth-largest home insurer as of 2022, plans to update rates for roughly...Read more