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Everyday Cheapskate: Broke? Can't Save? Oh, Yes You CAN!

Mary Hunt on

JUMP IN

If you're going to commit to the program, this is the most important thing to know: Pay yourself first. Before you pay your bills every week, before you buy groceries and gas and clothes for the kids, you've got to put something into your savings account. Even if the amount is sometimes less than you were hoping to save, set it aside anyway. As long as you're headed in the right direction, even the baby steps count.

WATCH IT GROW

Don't just stash the cash under your mattress! Open a savings account where it will be safe, and you can watch it grow. But more importantly, it will be safe from you! And as you add regular deposits, you'll see it grow.

Here are five things you can start doing today to save money:

NO. 1: SELL OUT

 

Go through every cupboard, closet and drawer. If you aren't using it regularly, get rid of it on eBay or have the mother of all yard sales.

NO. 2: GIVE IT UP

If you're going to take this seriously, you've got to say goodbye to that little vice (fancy coffee drinks, cigarettes, candy bars, bottled water). It can really add up; saving $5 a day gives you $1,825 a year.

NO. 3: THINK TWICE

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