Finally, you have a couple of months where things are going well. The bills get paid on time, and you actually have money left at the end of the month. Then, pow! Without warning, the water heater bursts, the car breaks down, and the first half of the property tax bill is past due -- and suddenly you're broke.
How can you possibly plan or ...Read more
Buying a home is likely the largest purchase you will ever make. This is not the time to make mistakes that could easily plunge you into an unfavorable financial situation.
During my 18-year career as a real estate broker, I learned a lot of things, but none was as valuable as what not to do! I didn't learn this in a seminar or while studying ...Read more
For many years I wouldn't have anything to do with a budget because I couldn't stand the idea of anyone -- or anything -- telling me how to spend my money. And where did that get me? Into one big financial mess.
Every month, when I ran out of money, I would turn to MasterCard and Visa for a bailout. To me, any available credit was the same as ...Read more
Need a foolproof way to cut your food/grocery expenses by 25% this month? Announce to your family that there will be a complete ban on the consumption of food during the first week of every month. There. That should do it! Twenty-five percent right off the top.
What?! Don't think you can pull that off? Me neither, but not to worry. Here are ...Read more
Humidity, or the lack thereof, is always a popular topic. Where I live in northern Colorado, it's dry! We have no humidity. Well, not exactly, but it averages in the low- to mid-20% during the summer and fall months. We have a humidifier in our home, and it runs 24/7 year-round for health and comfort.
Recently, lots of readers have inquired ...Read more
The wedding was complicated and expensive. But it's over, and you are ready to settle back and enjoy your new life together. I'm here to warn you about some common money myths that newlyweds have been known to bring with them into their marriages.
But wait. You're not a newlywed? No one is immune to believing these myths. No matter your marital...Read more
While tying the knot is getting more expensive for the bride and groom, attending a wedding is becoming costlier, too. Some surveys reveal the average guest will spend $673 this year to attend a single wedding -- including but not limited to travel, accommodations and attire.
HOW MUCH SHOULD I SPEND ON A GIFT?
I'm not here to tell you what to...Read more
What's behind your closet door? Orderly rows of shoes, stacks of folded T-shirts and hanging clothes arranged by color and season? Or do you have a situation that could be declared a national disaster?
If the latter, you might ask the president for federal disaster relief funds -- or you could just get organized.
Here are simple steps to find ...Read more
I just read something that made me laugh out loud -- mostly because it's funny, but also because it is poignantly true.
"I wonder what my kids are going to tell their kids ... 'It was so rough back in my day. I didn't get a phone 'til 4th grade and sometimes the wifi didn't always work upstairs!'"
You're laughing too, aren't you? Well, I want ...Read more
When I packed up my kitchen for our big move a few years ago, I was embarrassed to discover what I had accumulated in the spice drawer.
I'm pretty sure there were a couple bottles in there that were certified antiques, predating the Nixon administration. And that ground allspice? I think the "sell by" date was 50 A.D.
DO SPICES EXPIRE?
The ...Read more
Could you use an extra $300? You might want to take a look in your garbage. A survey conducted by the Food and Agriculture Organization revealed that global food waste per year is roughly 40-50% for root crops, fruits and vegetables! Mind-boggling, right?
Here's a fun crash course in the how, where and why of fresh fruits and vegetables. Start ...Read more