ArcaMax

If you are a legal adult U.S. resident, somewhere there is a three-digit number between 300 and 850 with your name on it. Your credit score measures your creditworthiness, which is the likelihood that you will pay your bills.

Establishing good credit has never been as important to your life as it is today.

You need a good score to get decent ...Read more

Years ago, I learned a lesson I won't have to learn again. It was that poignant. It was during a time when mortgage interest rates took a nosedive and we benefited by refinancing our high-rate mortgage.

The transaction closed in late August with the first payment due in October. Rather than take a month off from making a mortgage payment, we ...Read more

A previous column on fabric softener products struck a chord with thousands of readers. I know because you send me messages and letters, which I love -- even some of you who are not 100% satisfied making the switch from problematic laundry softeners to what I find are amazing wool dryer balls. But first, let's review the problem.

The medical ...Read more

No one likes to talk about it, but truth be told, it happens. Toilets malfunction. They get clogged. Sure, it's inconvenient, but more than that, embarrassing if you're somewhere other than the privacy of your own home.

That's why you need this cheat sheet, so you'll know ahead of time how to deal with the situation. You're welcome.

STOP IT ...Read more

Call me picky, but I prefer my greens to be those of the garden variety, not those growing on my cheese.

Don't you just hate when that happens? You buy a block of cheese and before you can use it up, it turns into something that looks more like a science fair project than a tasty dairy product.

I'll admit it. Back in my carefree spendthrift ...Read more

What do stinky, yellowed and crayon-stained laundry items have in common? They're the reason lots of people write to me. Fortunately, each of these problems has a unique remedy -- a way to reverse the stains and get them back to looking good as new.

STINKY TOWELS

No matter how many times you wash them, you just cannot get rid of the disgusting...Read more

It looks and feels for all the world like laundry detergent. White. Coarse. Powdery.

A mineral mined from vegetation in dry lake bottoms in the Middle East, kelp from Scotland and seaweed from Spain, it's used to make glass, bricks, paper, rayon and toothpaste. It cleans silver and softens water.

Its real name is sodium carbonate, but this ...Read more

I had a serious deja vu moment when I pulled today's first reader tip from my inbox. Roseanne's tip brought back a memory of my grandfather doing this very thing on the big, black cast-iron wood range that sat in my grandparents' tiny kitchen in Potlatch, Idaho.

The stove had a door with a glass window to observe the fire burning inside. When ...Read more

For some time, I'd been toying with whether or not to write this post on bed sheets. For months, I'd been researching, testing and assessing sheets with the goal of identifying what I could offer you as the Best Inexpensive ones.

You may recall that about two years ago, I did achieve my goal. And then, some things changed. One of our Best ...Read more

I can recall vividly and count on one hand the migraine headaches I've had in my life, all of them before age 10. Once I turned double digits, I outgrew them -- until about two years ago.

With no warning at all, there I was back to my 8-year-old self, flat on my back with a raging migraine. Why then, after all these years?

In reading up on the...Read more

Ever wondered where you've been all your life? That's my reaction to a simple heavy-duty cleaning product, Lestoil.

Apparently, it's been manufactured right here in the USA for decades and loved by many. Curiously, I'd never even heard of it, let alone used it like a rabid fan, until only a few years ago.

On the off chance you, too, are not ...Read more