My fondness for TV game show lighting rounds -- the duration of the round is a predetermined length of time, and the goal is to accomplish as much as possible within that period -- may have something to do with my attention span. Lightning-round questions are short, the answers quick and concise.
I see we have lots of questions in the audience,...Read more
Today, my dear readers, I have a question for you: Is there a difference between borrowing and financing? Don't stress. I'll tell you. There is, and understanding the difference is important to your financial health.
Debt is the result of both borrowing and financing. But think of debt as a rope. You can use it to lift, rescue and tie things ...Read more
I had to laugh when I opened my mail to read how one reader was able to restore his shower doors to being so clean and sparkly they looked brand-new! I had a can of his remedy sitting right there next to my computer.
Hold on! It was NOT there to be used as a computer screen cleaner. (I've never tried it; I do not intend to; and I hope you do ...Read more
If you or someone you love will be heading off to college soon, a laptop will be absolutely essential. But where to start? Nowadays, students' computers are just as important as their student ID. But where to start?
College is expensive enough, so it's important to shop smart. But not to worry. My EC team and I have done the hard part, figuring...Read more
Here's why I love it when readers send me their time- and money-saving tips: Reading them makes me think and focus, if only for a few minutes. And that's the secret to staying on track with managing my time and money.
I know that I move in the direction of my thoughts. So, whether a tip is relevant or not to what I'm doing in the moment, simply...Read more
Just this past weekend, while selecting grout for my new laundry room floor, I did a double take in the flooring aisle at Home Depot. The beautiful "hardwood" flooring didn't seem to match the sign that clearly read "Luxury Vinyl Plank Flooring." What?! Really? Truth.
But even the most luxurious vinyl comes with its own challenge, as evidenced ...Read more
Isopropyl alcohol, commonly known as rubbing alcohol, is extremely useful around the house because it acts as both a solvent and a disinfectant. And it's cheap! All of this makes rubbing alcohol a nearly magical ingredient in so many useful homemade solutions.
Rubbing alcohol comes in varying strengths, from 70 percent all the way to 99 percent...Read more
When our lives get chaotic, we pay dearly in terms of time, money and stress. There are hundreds of things you can do to simplify your life. Here are seven to help you get started ... one a day for the next week.
1. Carry only the keys you use every day. Take everything else off your key ring. If you don't recognize what a key is for, toss it. ...Read more
I know exactly what day it was because I got up very early to be among the first to know Punxsutawney Phil's prediction for how many weeks of winter were still ahead. As I was waiting for the live coverage to begin, I got an email that made my heart race. It was from LifeLock, the identity protection service I've used for many years. The subject...Read more
Nok-Out and I met quite by accident. In searching for ways my readers could deal with offensive odors, we found each other online. I've used it continuously in my home since then, and recommended it to readers facing serious and potentially expensive odor issues. Not everything in life can be doused in bleach. But Nok-Out? No problem! (It was ...Read more
When I am not writing about personal finance and consumer debt, I knit. Something about the gentle rhythm of yarn and needle calms my spirit and unwinds my brain.
I have managed to finish a few projects, not because I'm a great knitter but because I "tink" ("knit" spelled backward) almost as well as I knit.
Because all knitters make mistakes, ...Read more