ArcaMax

Hi Toni:

I’m turning 65 in July and not receiving my Social Security check. Last week I tried to open a “My Social Security” account to enroll in Medicare online and discovered that my Social Security account is blocked. Two years ago, someone falsely filed for a tax refund with my Social Security number. Now anything that involves me ...Read more

Over the 27 years I've been writing this column, I have probably written a hundred columns directed at divorced women. But after answering emails from men who had questions about benefits for divorcees, it dawned on me that I've never written a column for divorced men. Today, I'll make up for that.

I should point out that I will be ...Read more

Toni:

Why did a hospital medical claims division employee ask my husband James to sign a form stating that he is aware that he is now in his “lifetime reserve days” while he was waiting for his lung/heart transplant?

He went into the hospital in December of last year for congestive heart failure only to discover that his heart and ...Read more

I've been writing this column for about 27 years. And more than a few times, I took my former agency, the Social Security Administration, to task for sometimes falling down on the job. That's because I frequently hear from readers complaining about misinformation they received from Social Security representatives or about service issues -- ...Read more

Hello, Toni:

My husband, Jay, retired 6 years ago when he turned 65. He enrolled in Medicare Part A only and decided to delay Part B since I put him on my employer’s group health plan. Recently, I read an article about failure to enroll in Medicare Part B when turning 65 and the additional cost for each year that one delays enrollment.

...Read more

In today's column, I'm going to talk about Medicare, Medicaid and Social Security. Despite what many people think, these government programs are not like three peas in a pod. They are more like a pea, a bean and a stalk of celery. In other words, they are all sort of connected because they are government programs that sometimes have an ...Read more

Toni,

I need your help because I have made a mistake enrolling in Medicare. This February, my husband Sonny was laid off and lost his employer health insurance, which I was on. He is a veteran and is receiving his health care from the VA, so he did not have to enroll in Medicare.

I have enrolled in Medicare since I am turning 65 in April....Read more

Social Security's privacy laws are a topic I've covered in past columns. But I can tell from my emails that it's time I do so again.

I recall my days as a trainee with the Social Security Administration. And gosh, that was more than 50 years ago now! The very first thing drilled into our heads was that a law called the Privacy Act prevented us ...Read more

Toni,

I am concerned about a phone call I received yesterday from a representative with Medicare asking all types of personal questions and informing me that there was a new plastic Medicare card with a chip like a credit card. I told the caller what you said during your online Medicare webinar about not giving personal information over the ...Read more

In the past 27 years, I bet I have written hundreds of columns explaining spousal and widows benefits that are available to women on a husband's Social Security account. And usually if I have enough space, I try to squeeze in a line that says the same benefits are available to husbands and widowers, even though I know those benefits to men are ...Read more