Dear Doug: Coupon Obsession
Q: My wife and I looked forward to retirement for a long time. I devoted most of my time to a demanding job and am now taking my time and enjoying life. We made enough money to live comfortably for a long time to come.
We have no serious debts, and our mortgage is almost paid off. But you wouldn't know our financial situation based on my wife's habits. She's obsessed with coupons and deals!
Going to restaurants is embarrassing. She chooses restaurants based on their discounts and always orders the cheapest things on the menu. We don't go anywhere nice.
I don't know how to bring it up, but this habit is really getting on my nerves. We both delayed retirement for several years so we wouldn't have to worry about money again.
We don't have to find bargains for every little thing, and I don't know why she's so into it. I want to enjoy life.
How can I get us on the same page?
A: Saving is a good trait that, like anything else, can go overboard.
In any relationship, compromise is key. Many people find the transition to retirement abrupt, and you and your wife have different perspectives on spending.
Many retirees struggle to figure out what to do with all the new free time. Although the obvious motivation for finding deals is to save money, it can also act as a hobby.
Your task is to find a middle ground.