ArcaMax

In your case, you can give your mother a break without additional outlay. Tell her that you can't loan her this money, but that you will "forgive" previous loans you've made to her. Her account balance is now zero.

If you think it's necessary, you might want to give (not loan) your mother a small amount each month via automatic deposit to help with her ongoing expenses.

Dear Amy: This summer, I started using my city's public transit to commute to my shift job.

As I boarded my final bus connection, I was greeted by a beautiful woman in the driver's seat. I made it my mission over the summer to get to know her.

For four months, I talked with my angel of a driver every time I got the chance to see her. We flirted back and forth.

I understand that she may have been acting nice because she had to maintain a professional attitude, but what happened close to the end of the summer leads me to believe that she is genuinely interested.

She told me that her shift would be changing, and shared her new schedule, down to the day and time when I might see her.

A week later I went out of my way to see her again. When we had arrived at my regular stop she turned to me, gave me a great smile, and said, "I hope I see you again."

I'm so angry that I didn't ask her out then and there, or at the very least ask for her number so we can meet again.

I need advice on what I should do next.

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