WASHINGTON -- I don't care that the success rate for New Year's resolutions is low. I make them anyway.
I like the fresh start of hope.
This year, I have three major resolutions: Get more rest. Eat healthier. Stress less about my retirement accounts.
Folks, I don't know about you, but I'm tired all the time. I wake up tired. This is probably ...Read more
WASHINGTON -- It's the most wonderful time of the year ... for bargain hunters.
Die-hard discount shoppers started hunting for after-Christmas deals before Santa had a chance to put his reindeer back in the stables.
And even as we enter the new year, the stores will still be crowded. You can hear the shrieks of sale excitement from the parking...Read more
WASHINGTON -- Not sure what to make of the massive tax overhaul? Don't worry, you've got some time to figure it out.
While most of the changes go into effect next month -- and you might see a difference in your paycheck in February -- you won't file your tax return for the 2018 tax year until 2019.
Some people started scrambling before year's ...Read more
WASHINGTON -- In 2004, my daughter, who was 9 at the time, gave me a Christmas present that I shall treasure for the rest of my life.
Olivia created "Yo Mamma: Sayings from My Momma," a book of all the things I would repeat to her and her siblings. As you might imagine, most of the sayings were about money.
Here are two of my favorite quotes ...Read more
WASHINGTON -- Every Thursday, I spend an hour taking reader questions live online, and I love the opportunity to see what's concerning people. There are the typical questions about retirement or credit, but people also reveal the psychological issues that impact the way they think about money. Here are my answers to some questions left over from...Read more
WASHINGTON -- A lot of people have the "FOMO" disease.
It's a common ailment defined as the fear of missing out. And now that bitcoin is the hottest financial craze, I'm afraid that you might be extremely anxious that you'll be proven a fool if you don't invest in this virtual currency.
There's no question that the price of bitcoin has been ...Read more
WASHINGTON -- In the era of sexual harassment, a lot of office parties will be different. At least we should hope they are.
No sexual innuendo. No leaning in too close after partaking of generously poured drinks provided at an open bar. No pressuring a fellow colleague -- male or female -- for a chance at romance.
But here's another reason the...Read more
WASHINGTON -- What's your style of learning?
Me, I'm a verbal learner. I love words. I love lectures.
The way I learn works well when I'm reading a book on personal finance or attending an investment seminar.
But what if your learning style is visual?
A visual learner absorbs information better if there are pictures, graphs, charts or ...Read more
Creator's Children: The Rise of AstwihadValerie Welsh
Having decimated the peaceful Trident race in the Deneb Star System, Astwihad and his clones are now targeting their next conquest; Earth!
Galaxie, Guardian of the Milky Way, must use all her cunning and knowledge to safeguard Earth and all those under her ...
WASHINGTON -- I was intrigued by a letter that a little boy from Virginia wrote to Santa recently as part of a class assignment.
His mother posted the letter -- which was decorated with both green wreaths and skulls -- on Twitter. It quickly went viral.
Contrary to what one might think, it wasn't what the boy asked for that drew so much ...Read more
WASHINGTON -- A lot of folks are questioning why, after so many years or even decades, scores of women have finally come forward to report sexual harassment.
There are many factors that keep a woman quiet. But chief among them is money. They fear losing their ability to make a living. And we shouldn't judge them for this decision.
It's easy to...Read more
WASHINGTON -- I am an unapologetic advocate for the Consumer Financial Protection Bureau, which was created in the wake of a crippling financial crisis that I fear is becoming a distant memory.
But we have to remember: It was not that long ago when financial institutions did some funky stuff that pushed us into the Great Recession.
Now the ...Read more
WASHINGTON -- What's more inspiring than the testimony of someone who faced adversity and triumphed?
Every week, during my live online chat, I invite people to talk about their financial successes. I call it "Testimony Thursday." And what better time of year -- when we express gratitude for what we have and enjoy the holiday gift-giving spirit ...Read more
WASHINGTON -- Like it or not, this is the season of a higher level of expectation and pressure to visit family.
But what if the trip is too much financially? Or even though you adore your family, you just don't want to spend the money. How do you tell your relatives this without all the guilt or even condemnation?
During my regular online ...Read more