The FTC notes that scammers send fake text messages to trick you into giving them your personal information — things like your password, account number or Social Security number.
Once they get that information, the FTC says, they could gain access to your email, bank or other accounts. Or they could sell your information to other scammers. You can report any suspicious text message to the FTC at ftc.gov/complaint.
You definitely do not want to mindlessly respond to a text that appears to be from your bank, as fraudsters are increasingly savvy with these types of texts.
While the pandemic-related discounts are popular now, consumer watchdogs warn that there are a variety of pitches used by scammers sending a text.
Maybe it's the promise of free gift cards or coupons, low-rate credit cards or even some promise to pay off your college debt.
Or a scammer pretending to be your bank could text saying that they've noticed some suspicious activity on your account.
Remember, the FTC warns that clicking on some of these messages might lead to installing harmful malware on your phone that steals your personal information without you realizing it.
Again, the scammers will try any story to convince consumers that this text could be the real deal that they so much deserve during stressful times.©2021 Detroit Free Press. Distributed by Tribune Content Agency, LLC.