Curtain's Going Up. Will Your Second Act Be A Hit?
Hate to frighten you, but something awful is going to happen when you retire from your current job.
You're going to get another job.
Your next job may not be as terrible as the job to which you currently cling, but it's not the job you want, which is no job at all.
Blame it on the stock market. Blame it on inflation. Blame it on the bossa nova. It really doesn't matter. When the curtain comes down on your first act, the curtain on your second act is going to rise.
Or so I learned in "6 Steps to Finding Your Second Act in Retirement," an article by Mary Kane in Kiplinger's Retirement Report.
It isn't easy to find up-to-date statistics on the number of workers still working in the 65- to 69-year-old category (aka the Ancient Ones), so I'm not even going to try. If you need numbers to tell you whether you will have to work beyond your sell-by date, check out the balance of your retirement account, or the total cost of your weekly shopping list.
"But finding a second-act career isn't easy," as Mary Kane reminds us, "even for those with a track record of professional success." Which means that for those of us who have a track record of professional instability and mind-boggling torpor, finding the perfect retirement job will be nigh on to impossible.
We have neither the time, nor the space, nor the energy to examine all six steps, but let's take a closer look at three, the better to keep you from turning a step into a misstep.
No. 1: Begin early
"The best time to start mulling a second career is when you are still working," says financial adviser Brian Sheahen, "ideally at least five years before your retirement."