Senior Living


Health & Spirit

Social Security Q&A: What is the maximum benefit I can receive?

Q: I'm planning my retirement. What is the maximum Social Security benefit I might receive?

A: The maximum benefit depends on the age you retire and how much you earned in your lifetime. For example, if you retire at age 62 in 2015, your maximum benefit will be $2,025. If you retire at full retirement age in 2015, your maximum benefit will be $...Read more

Social Security Q&A: Explaining different disability documents

Q: What is the difference between the disability application and the disability report? Do I have to complete both?

A: A disability application is a claim for Social Security disability benefits. A disability report provides information about your current physical or mental condition that we need to process your disability application. To ...Read more

Social Security Q&A: How do children affect SSI payments?

Q: I saw a poster that advised people 65 or over with limited income and resources to apply for Supplemental Security Income (SSI). Next month I'll turn 65, and I thought I'd be eligible for SSI. I planned to apply until my neighbor told me I probably would be turned down because I have children who could help support me. Is this true?

A: ...Read more

Social Security Q&A: How long does it take to get a child's card?

Q: I applied for my child's Social Security card in the hospital but have not received it. How long does it take?

A: In most states it takes an average of three weeks to get the card, but in some states it can take longer. If you have not received your child's card in a timely manner, please visit your local Social Security office. Be sure to ...Read more

Social Security Q&A: How do I apply for disability benefits

Q: I was hurt on the job and can't work. How do I start my application for Social Security disability benefits?

A: If you have a disability that qualifies, you can apply online at . There are several advantages to applying online for disability benefits. You can start your disability claim immediately. ...Read more

Social Security Q&A: How do I terminate my Medicare Part B insurance?

Q: How do I terminate my Medicare Part B (medical insurance)?

A: You can voluntarily terminate your Medicare Part B (medical insurance). Because this is a serious decision that could have negative ramifications for you in the future, you'll need to have a personal interview with a Social Security representative first. The representative will ...Read more

Social Security Q&A: Can a noncitizen get SSI payments?

Q: Can a noncitizen get Supplemental Security Income (SSI)?

A: The laws and regulations concerning noncitizens differ for the Social Security and SSI programs. The Social Security administers both, even though they have different eligibility requirements. Some noncitizens do qualify for SSI. See Supplemental Security Income (SSI) For ...Read more

Social Security Q&A: Do I have to wait a year to apply for disability?

Q: I heard that my disability must be expected to last at least one year to qualify for Social Security disability benefits. Does this mean I have to wait until I've been disabled an entire year before applying for disability?

A: No. If you believe your disability will last a year or longer, apply for disability benefits as soon as you become ...Read more

Social Security Q&A: When should I apply for my benefits?

Q: How far in advance should I apply for Social Security retirement benefits?

A: You should apply three months before you want your benefits to start. Even if you aren't ready to retire, you should still sign up for Medicare three months before your 65th birthday. When you're ready to apply for retirement benefits, use our online retirement ...Read more

Social Security Q&A: How can I replace my lost Medicare card?

Q: I lost my Medicare card. How can I get replacement?

A: The easiest and newest way to get a replacement Medicare card is by using your My Social Security account. Go to for more information on how to create an account. You also can get a replacement Medicare card by calling us toll-free at 1-800-772-1213 (for...Read more

Social Security Q&A: When will I get my replacement card?

Q: I applied for a replacement Social Security card last week but haven't received it yet. When should I expect to receive my new card?

A: You'll usually receive your replacement card in about 10 days. We work hard to protect you, to prevent identity theft and to ensure the integrity of your Social Security number. To do that, we have to verify...Read more

Social Security Q&A: What are the rules for SSI eligibility?

Q: What are the rules for getting Supplemental Security Income (SSI)? I'm thinking about applying based on my disability.

A: To be eligible to receive SSI benefits, you must be disabled, blind or age 65 or older and have limited income and resources. Income is money you receive such as wages, Social Security benefits and pensions. Income also ...Read more

Social Security Q&A: Is there a time limit on disability benefits?

Q: Is there a time limit on how long I can receive Social Security disability benefits?

A: Your disability benefits will continue as long as your medical condition has not improved and you cannot work. Social Security will periodically review your case to determine whether you continue to be eligible. If you are still receiving disability ...Read more

Social Security Q&A: Can I apply for benefits online?

Q: My neighbor said he applied for Social Security retirement benefits online. Can you really apply for retirement without traveling to an office?

A: Yes, you can! And, what's more exciting, it's the easiest, fastest, and most convenient way to apply for retirement benefits. Our secure website makes it simple, allowing you to apply for ...Read more